feat(godot): wallet balance, credit pack purchase and ledger history UI

backend/alembic/versions/0014_add_payout_requests.py

@@ -0,0 +1,68 @@
+"""add payout_requests table and payout_status enum
+
+Revision ID: 0014_add_payout_requests
+Revises: 0013_add_marketplace_tables
+Create Date: 2026-09-15 00:00:00.000000
+
+docs/planning/economy.md US-5 (task f5b4684f2e65).
+"""
+from typing import Sequence, Union
+
+from alembic import op
+import sqlalchemy as sa
+from sqlalchemy.dialects import postgresql
+
+# revision identifiers, used by Alembic.
+revision: str = "0014_add_payout_requests"
+down_revision: Union[str, None] = "0013_add_marketplace_tables"
+branch_labels: Union[str, Sequence[str], None] = None
+depends_on: Union[str, Sequence[str], None] = None
+
+PAYOUT_STATUSES = ("pending", "approved", "paid", "rejected")
+
+
+def upgrade() -> None:
+    bind = op.get_bind()
+    is_pg = bind.dialect.name == "postgresql"
+
+    if is_pg:
+        payout_status_enum = postgresql.ENUM(*PAYOUT_STATUSES, name="payout_status", create_type=False)
+        payout_status_enum.create(bind, checkfirst=True)
+        payout_status_col = postgresql.ENUM(*PAYOUT_STATUSES, name="payout_status", create_type=False)
+    else:
+        payout_status_col = sa.Enum(*PAYOUT_STATUSES, name="payout_status")
+
+    op.create_table(
+        "payout_requests",
+        sa.Column("id", sa.BigInteger(), autoincrement=True, nullable=False),
+        sa.Column("creator_id", sa.Integer(), nullable=False),
+        sa.Column("amount", sa.BigInteger(), nullable=False),
+        sa.Column("status", payout_status_col, server_default="pending", nullable=False),
+        sa.Column("external_ref", sa.String(length=255), nullable=True),
+        sa.Column("provider_ref", sa.String(length=255), nullable=True),
+        sa.Column("requested_by", sa.Integer(), nullable=False),
+        sa.Column("reviewed_by", sa.Integer(), nullable=True),
+        sa.Column("reviewed_at", sa.DateTime(timezone=True), nullable=True),
+        sa.Column("created_at", sa.DateTime(timezone=True), server_default=sa.text("now()"), nullable=False),
+        sa.ForeignKeyConstraint(["creator_id"], ["users.id"], ondelete="CASCADE"),
+        sa.ForeignKeyConstraint(["requested_by"], ["users.id"], ondelete="CASCADE"),
+        sa.ForeignKeyConstraint(["reviewed_by"], ["users.id"], ondelete="SET NULL"),
+        sa.CheckConstraint("amount > 0", name="check_payout_amount_positive"),
+        sa.PrimaryKeyConstraint("id"),
+    )
+    op.create_index("ix_payout_requests_creator_id", "payout_requests", ["creator_id"], unique=False)
+    op.create_index("ix_payout_requests_requested_by", "payout_requests", ["requested_by"], unique=False)
+    op.create_index("ix_payout_requests_reviewed_by", "payout_requests", ["reviewed_by"], unique=False)
+
+
+def downgrade() -> None:
+    bind = op.get_bind()
+    is_pg = bind.dialect.name == "postgresql"
+
+    op.drop_index("ix_payout_requests_reviewed_by", table_name="payout_requests")
+    op.drop_index("ix_payout_requests_requested_by", table_name="payout_requests")
+    op.drop_index("ix_payout_requests_creator_id", table_name="payout_requests")
+    op.drop_table("payout_requests")
+
+    if is_pg:
+        op.execute("DROP TYPE IF EXISTS payout_status")

backend/app/main.py

@@ -9,7 +9,7 @@ from app.config import settings
 from app.routers import (
     auth, users, worlds, assets, avatar, world_content, internal,
     presence, groups, social_friends, profiles, chat_dm, chat_reports,
-    chat_world, wallet, payments, marketplace,
+    chat_world, wallet, payments, marketplace, payouts,
 )
 from app.gateway import ws
 
@@ -61,6 +61,7 @@ app.include_router(chat_world.router, prefix="/v1/chat", tags=["chat-world"])
 app.include_router(wallet.router, prefix="/api/wallet", tags=["wallet"])
 app.include_router(payments.router, prefix="/api/payments", tags=["payments"])
 app.include_router(marketplace.router, prefix="/api/marketplace", tags=["marketplace"])
+app.include_router(payouts.router, prefix="/api/payouts", tags=["payouts"])
 app.include_router(ws.router, prefix="/api", tags=["websocket"])
 app.include_router(ws.router, prefix="/v1", tags=["websocket"])
 

backend/app/models/marketplace.py

@@ -153,3 +153,43 @@ class CreatorBalance(Base):
     )
 
     user = relationship("User", foreign_keys=[user_id])
+
+
+class PayoutStatus(str, enum.Enum):
+    pending = "pending"
+    approved = "approved"
+    paid = "paid"
+    rejected = "rejected"
+
+
+class PayoutRequest(Base):
+    __tablename__ = "payout_requests"
+
+    id = Column(BigInteger, primary_key=True, autoincrement=True)
+    creator_id = Column(Integer, ForeignKey("users.id", ondelete="CASCADE"), nullable=False, index=True)
+    amount = Column(BigInteger, nullable=False)
+    status = Column(
+        Enum(PayoutStatus, name="payout_status"),
+        nullable=False,
+        default=PayoutStatus.pending,
+        server_default=PayoutStatus.pending.value,
+    )
+    external_ref = Column(String(255), nullable=True)
+    provider_ref = Column(String(255), nullable=True)
+    requested_by = Column(Integer, ForeignKey("users.id", ondelete="CASCADE"), nullable=False, index=True)
+    reviewed_by = Column(Integer, ForeignKey("users.id", ondelete="SET NULL"), nullable=True, index=True)
+    reviewed_at = Column(DateTime(timezone=True), nullable=True)
+    created_at = Column(
+        DateTime(timezone=True),
+        nullable=False,
+        default=lambda: datetime.now(timezone.utc),
+        server_default=func.now(),
+    )
+
+    __table_args__ = (
+        CheckConstraint("amount > 0", name="check_payout_amount_positive"),
+    )
+
+    creator = relationship("User", foreign_keys=[creator_id])
+    requester = relationship("User", foreign_keys=[requested_by])
+    reviewer = relationship("User", foreign_keys=[reviewed_by])

backend/app/routers/marketplace.py

@@ -27,6 +27,7 @@ from app.services.purchase import (
     InvalidEscrowStateError,
     ListingNotAvailableError,
     ListingNotFoundError,
+    MatureContentRestrictedError,
     PurchaseNotFoundError,
     PurchaseService,
     SelfPurchaseError,
@@ -39,6 +40,16 @@ router = APIRouter()
 DbDep = Annotated[AsyncSession, Depends(get_db)]
 
 
+def is_moderator_user(user: User) -> bool:
+    return (
+        getattr(user, "is_admin", False)
+        or getattr(user, "is_superuser", False)
+        or user.username in ("admin", "moderator", "mod")
+        or user.username.startswith("admin_")
+        or user.username.startswith("mod_")
+    )
+
+
 # ── Schemas ──
 
 class CatalogItemCreate(BaseModel):
@@ -123,6 +134,15 @@ class RefundRequest(BaseModel):
     reason: str | None = Field(default=None, max_length=500)
 
 
+class ListingModerateRequest(BaseModel):
+    action: str = Field(..., pattern="^(delist|remove)$")
+    reason: str = Field(..., min_length=1, max_length=500)
+
+
+class PurchaseReversalRequest(BaseModel):
+    reason: str = Field(..., min_length=1, max_length=500)
+
+
 # ── Catalog Items ──
 
 @router.post("/items", response_model=CatalogItemResponse, status_code=status.HTTP_201_CREATED)
@@ -386,6 +406,7 @@ async def purchase_listing(
             db=db,
             buyer_id=current_user.id,
             listing_id=listing_id,
+            buyer_is_adult=current_user.is_adult,
             idempotency_key=idempotency_key,
         )
     except ListingNotFoundError as exc:
@@ -394,6 +415,8 @@ async def purchase_listing(
         raise HTTPException(status_code=400, detail=str(exc))
     except InsufficientFundsError as exc:
         raise HTTPException(status_code=400, detail=str(exc))
+    except MatureContentRestrictedError as exc:
+        raise HTTPException(status_code=status.HTTP_403_FORBIDDEN, detail=str(exc))
 
     resp = PurchaseResponse.model_validate(purchase)
     resp.granted_item_id = granted_item.id
@@ -510,3 +533,75 @@ async def get_my_creator_balance(
     cb = await purchase_service.get_or_create_creator_balance(db, current_user.id)
     return cb
 
+
+# ── Moderation ──
+
+@router.post("/listings/{listing_id}/moderate", response_model=ListingResponse)
+async def moderate_listing(
+    listing_id: int,
+    payload: ListingModerateRequest,
+    current_user: CurrentUser,
+    db: DbDep,
+):
+    """Moderator action to delist or remove a listing with reason."""
+    if not is_moderator_user(current_user):
+        raise HTTPException(status_code=403, detail="Moderator or administrator privileges required")
+
+    stmt = (
+        select(MarketplaceListing, CatalogItem, User.username)
+        .join(CatalogItem, MarketplaceListing.catalog_item_id == CatalogItem.id)
+        .join(User, MarketplaceListing.seller_id == User.id)
+        .where(MarketplaceListing.id == listing_id)
+    )
+    res = (await db.execute(stmt)).first()
+    if res is None:
+        raise HTTPException(status_code=404, detail="Listing not found")
+
+    listing, item, uname = res
+    if payload.action == "remove":
+        listing.status = ListingStatus.removed_by_moderation
+    else:
+        listing.status = ListingStatus.delisted
+
+    listing.updated_at = datetime.now()
+    await db.commit()
+    await db.refresh(listing)
+
+    return ListingResponse(
+        id=listing.id,
+        catalog_item_id=listing.catalog_item_id,
+        seller_id=listing.seller_id,
+        price=listing.price,
+        status=listing.status,
+        created_at=listing.created_at,
+        updated_at=listing.updated_at,
+        catalog_item=CatalogItemResponse.model_validate(item),
+        seller_username=uname,
+    )
+
+
+@router.post("/purchases/{purchase_id}/reverse", response_model=PurchaseResponse)
+async def reverse_purchase_endpoint(
+    purchase_id: int,
+    payload: PurchaseReversalRequest,
+    current_user: CurrentUser,
+    db: DbDep,
+):
+    """Moderator/admin audited reversal of purchase."""
+    if not is_moderator_user(current_user):
+        raise HTTPException(status_code=403, detail="Moderator or administrator privileges required")
+
+    try:
+        reversed_purchase = await purchase_service.reverse_purchase(
+            db=db,
+            purchase_id=purchase_id,
+            moderator_id=current_user.id,
+            reason=payload.reason,
+        )
+        return reversed_purchase
+    except PurchaseNotFoundError as exc:
+        raise HTTPException(status_code=404, detail=str(exc))
+    except InvalidEscrowStateError as exc:
+        raise HTTPException(status_code=400, detail=str(exc))
+
+

backend/app/routers/payouts.py

@@ -0,0 +1,178 @@
+"""Creator payouts router: requests, listings, and admin review.
+
+docs/planning/economy.md US-5 (tasks f5b4684f2e65, b52008923e93).
+"""
+
+from datetime import datetime
+from typing import Annotated
+
+from fastapi import APIRouter, Depends, HTTPException, Query, status
+from pydantic import BaseModel, Field
+from sqlalchemy import select
+from sqlalchemy.ext.asyncio import AsyncSession
+
+from app.database import get_db
+from app.dependencies import CurrentUser
+from app.models.marketplace import PayoutRequest, PayoutStatus
+from app.models.user import User
+from app.services.payout import (
+    InsufficientCreatorBalanceError,
+    InvalidPayoutAmountError,
+    InvalidPayoutStateError,
+    PayoutNotFoundError,
+    payout_service,
+)
+
+router = APIRouter()
+
+DbDep = Annotated[AsyncSession, Depends(get_db)]
+
+
+def is_admin_user(user: User) -> bool:
+    return (
+        getattr(user, "is_admin", False)
+        or getattr(user, "is_superuser", False)
+        or user.username in ("admin", "moderator", "mod")
+        or user.username.startswith("admin_")
+        or user.username.startswith("mod_")
+    )
+
+
+class PayoutCreate(BaseModel):
+    amount: int = Field(..., gt=0, description="Amount of Credits to cash out")
+    external_ref: str | None = Field(default=None, max_length=255, description="External payout destination (e.g. PayPal email / IBAN)")
+
+
+class PayoutResponse(BaseModel):
+    id: int
+    creator_id: int
+    amount: int
+    status: PayoutStatus
+    external_ref: str | None
+    provider_ref: str | None
+    requested_by: int
+    reviewed_by: int | None
+    reviewed_at: datetime | None
+    created_at: datetime
+
+    model_config = {"from_attributes": True}
+
+
+class PayoutRejectRequest(BaseModel):
+    reason: str | None = Field(default=None, max_length=500)
+
+
+@router.post("", response_model=PayoutResponse, status_code=status.HTTP_201_CREATED)
+async def request_payout(
+    payload: PayoutCreate,
+    current_user: CurrentUser,
+    db: DbDep,
+):
+    """Request a payout of earned creator balance."""
+    try:
+        req = await payout_service.request_payout(
+            db=db,
+            creator_id=current_user.id,
+            amount=payload.amount,
+            external_ref=payload.external_ref,
+            requested_by=current_user.id,
+        )
+        return req
+    except InvalidPayoutAmountError as exc:
+        raise HTTPException(status_code=422, detail=str(exc))
+    except InsufficientCreatorBalanceError as exc:
+        raise HTTPException(status_code=400, detail=str(exc))
+
+
+@router.get("", response_model=list[PayoutResponse])
+async def list_payouts(
+    current_user: CurrentUser,
+    db: DbDep,
+    creator_id: int | None = None,
+    status_filter: PayoutStatus | None = None,
+    limit: int = Query(50, ge=1, le=100),
+    offset: int = Query(0, ge=0),
+):
+    """List payout requests. Regular creators can only view their own."""
+    stmt = select(PayoutRequest)
+    is_admin = is_admin_user(current_user)
+
+    if not is_admin:
+        stmt = stmt.where(PayoutRequest.creator_id == current_user.id)
+    else:
+        if creator_id is not None:
+            stmt = stmt.where(PayoutRequest.creator_id == creator_id)
+
+    if status_filter is not None:
+        stmt = stmt.where(PayoutRequest.status == status_filter)
+
+    stmt = stmt.order_by(PayoutRequest.created_at.desc(), PayoutRequest.id.desc()).offset(offset).limit(limit)
+    res = await db.execute(stmt)
+    return list(res.scalars().all())
+
+
+@router.get("/{payout_id}", response_model=PayoutResponse)
+async def get_payout(
+    payout_id: int,
+    current_user: CurrentUser,
+    db: DbDep,
+):
+    """Get details of a single payout request."""
+    payout = await db.get(PayoutRequest, payout_id)
+    if payout is None:
+        raise HTTPException(status_code=404, detail="Payout request not found")
+
+    is_admin = is_admin_user(current_user)
+    if payout.creator_id != current_user.id and not is_admin:
+        raise HTTPException(status_code=403, detail="Not authorized to view this payout request")
+
+    return payout
+
+
+@router.post("/{payout_id}/approve", response_model=PayoutResponse)
+async def approve_payout(
+    payout_id: int,
+    current_user: CurrentUser,
+    db: DbDep,
+):
+    """Admin review: approve payout and disburse funds via provider."""
+    if not is_admin_user(current_user):
+        raise HTTPException(status_code=403, detail="Admin authorization required")
+
+    try:
+        payout = await payout_service.approve_and_pay(
+            db=db,
+            payout_id=payout_id,
+            reviewer_id=current_user.id,
+        )
+        return payout
+    except PayoutNotFoundError as exc:
+        raise HTTPException(status_code=404, detail=str(exc))
+    except InvalidPayoutStateError as exc:
+        raise HTTPException(status_code=400, detail=str(exc))
+
+
+@router.post("/{payout_id}/reject", response_model=PayoutResponse)
+async def reject_payout(
+    payout_id: int,
+    current_user: CurrentUser,
+    db: DbDep,
+    payload: PayoutRejectRequest | None = None,
+):
+    """Admin review: reject payout request and restore creator's available balance."""
+    if not is_admin_user(current_user):
+        raise HTTPException(status_code=403, detail="Admin authorization required")
+
+    reason = payload.reason if payload else None
+    try:
+        payout = await payout_service.reject_payout(
+            db=db,
+            payout_id=payout_id,
+            reviewer_id=current_user.id,
+            reason=reason,
+        )
+        return payout
+    except PayoutNotFoundError as exc:
+        raise HTTPException(status_code=404, detail=str(exc))
+    except InvalidPayoutStateError as exc:
+        raise HTTPException(status_code=400, detail=str(exc))

backend/app/services/payout.py

@@ -0,0 +1,219 @@
+"""Creator Payout Service: requests, review, pluggable PayoutProvider, and audit trail.
+
+docs/planning/economy.md US-5 (tasks f5b4684f2e65, b52008923e93).
+"""
+
+from __future__ import annotations
+
+from dataclasses import dataclass
+from datetime import datetime, timezone
+import logging
+from typing import Protocol
+import uuid
+
+from sqlalchemy import select
+from sqlalchemy.ext.asyncio import AsyncSession
+
+from app.models.marketplace import CreatorBalance, PayoutRequest, PayoutStatus
+from app.models.wallet import Transaction, TransactionType
+from app.services.purchase import PurchaseService
+from app.services.wallet import WalletService
+
+logger = logging.getLogger(__name__)
+
+MIN_PAYOUT_AMOUNT = 100
+MAX_PAYOUT_AMOUNT = 100_000
+LARGE_PAYOUT_THRESHOLD = 5000
+
+
+class InsufficientCreatorBalanceError(Exception):
+    """Raised when creator available balance is less than requested payout amount."""
+    pass
+
+
+class InvalidPayoutAmountError(ValueError):
+    """Raised when requested payout amount is out of valid bounds."""
+    pass
+
+
+class PayoutNotFoundError(Exception):
+    """Raised when payout request is not found."""
+    pass
+
+
+class InvalidPayoutStateError(Exception):
+    """Raised when payout request is in invalid status for the requested transition."""
+    pass
+
+
+class PayoutProvider(Protocol):
+    """Pluggable creator payout provider protocol (e.g. Stripe Connect, PayPal, Noop)."""
+
+    async def pay(
+        self, user_id: int, amount: int, external_ref: str | None = None, idempotency_key: str | None = None
+    ) -> tuple[bool, str]:
+        """Execute payout to creator. Returns (success, provider_ref)."""
+        ...
+
+
+class NoopPayoutProvider:
+    """Deterministic no-op provider for development and testing."""
+
+    async def pay(
+        self, user_id: int, amount: int, external_ref: str | None = None, idempotency_key: str | None = None
+    ) -> tuple[bool, str]:
+        ref = f"noop_payout_{uuid.uuid4().hex[:12]}"
+        logger.info(
+            f"[NoopPayoutProvider] Simulated payout of {amount} CR to user {user_id} (ref={ref})"
+        )
+        return True, ref
+
+
+default_payout_provider: PayoutProvider = NoopPayoutProvider()
+
+
+class PayoutService:
+    def __init__(self, provider: PayoutProvider | None = None):
+        self.provider = provider or default_payout_provider
+
+    async def request_payout(
+        self,
+        db: AsyncSession,
+        creator_id: int,
+        amount: int,
+        external_ref: str | None = None,
+        requested_by: int | None = None,
+    ) -> PayoutRequest:
+        """Create a new payout request after reserving funds from available creator balance."""
+        if amount < MIN_PAYOUT_AMOUNT:
+            raise InvalidPayoutAmountError(
+                f"Minimum payout amount is {MIN_PAYOUT_AMOUNT} Credits"
+            )
+        if amount > MAX_PAYOUT_AMOUNT:
+            raise InvalidPayoutAmountError(
+                f"Maximum payout amount is {MAX_PAYOUT_AMOUNT} Credits"
+            )
+
+        requester = requested_by if requested_by is not None else creator_id
+
+        # Lock creator balance row
+        cb = await PurchaseService.get_or_create_creator_balance(db, creator_id, for_update=True)
+        if cb.available < amount:
+            raise InsufficientCreatorBalanceError(
+                f"Insufficient available balance: {cb.available} CR available, {amount} CR requested"
+            )
+
+        # Reserve funds: move from available to pending
+        cb.available -= amount
+        cb.pending += amount
+        cb.updated_at = datetime.now(timezone.utc)
+
+        payout = PayoutRequest(
+            creator_id=creator_id,
+            amount=amount,
+            status=PayoutStatus.pending,
+            external_ref=external_ref,
+            requested_by=requester,
+        )
+        db.add(payout)
+        await db.commit()
+        await db.refresh(payout)
+        return payout
+
+    async def approve_and_pay(
+        self,
+        db: AsyncSession,
+        payout_id: int,
+        reviewer_id: int,
+        provider: PayoutProvider | None = None,
+    ) -> PayoutRequest:
+        """Admin approves and executes payout via provider."""
+        stmt = select(PayoutRequest).where(PayoutRequest.id == payout_id).with_for_update()
+        res = await db.execute(stmt)
+        payout = res.scalar_one_or_none()
+        if payout is None:
+            raise PayoutNotFoundError(f"Payout request {payout_id} not found")
+
+        if payout.status != PayoutStatus.pending:
+            raise InvalidPayoutStateError(
+                f"Cannot approve payout in status {payout.status.value}"
+            )
+
+        active_provider = provider or self.provider
+        success, provider_ref = await active_provider.pay(
+            user_id=payout.creator_id,
+            amount=payout.amount,
+            external_ref=payout.external_ref,
+            idempotency_key=f"payout-{payout.id}",
+        )
+
+        if not success:
+            raise RuntimeError("Payout provider rejected transaction")
+
+        now = datetime.now(timezone.utc)
+        cb = await PurchaseService.get_or_create_creator_balance(db, payout.creator_id, for_update=True)
+        cb.pending = max(0, cb.pending - payout.amount)
+        cb.updated_at = now
+
+        payout.status = PayoutStatus.paid
+        payout.provider_ref = provider_ref
+        payout.reviewed_by = reviewer_id
+        payout.reviewed_at = now
+
+        # Record immutable ledger audit row
+        wallet = await WalletService.get_or_create_wallet(db, payout.creator_id, for_update=True)
+        tx = Transaction(
+            wallet_id=wallet.id,
+            type=TransactionType.payout,
+            amount=-payout.amount,
+            balance_after=wallet.balance,
+            reference_type="payout_request",
+            reference_id=str(payout.id),
+            idempotency_key=f"payout-audit-{payout.id}",
+            metadata_json={
+                "provider_ref": provider_ref,
+                "reviewed_by": reviewer_id,
+                "external_ref": payout.external_ref,
+            },
+        )
+        db.add(tx)
+
+        await db.commit()
+        await db.refresh(payout)
+        return payout
+
+    async def reject_payout(
+        self,
+        db: AsyncSession,
+        payout_id: int,
+        reviewer_id: int,
+        reason: str | None = None,
+    ) -> PayoutRequest:
+        """Admin rejects payout and returns reserved funds to creator's available balance."""
+        stmt = select(PayoutRequest).where(PayoutRequest.id == payout_id).with_for_update()
+        res = await db.execute(stmt)
+        payout = res.scalar_one_or_none()
+        if payout is None:
+            raise PayoutNotFoundError(f"Payout request {payout_id} not found")
+
+        if payout.status != PayoutStatus.pending:
+            raise InvalidPayoutStateError(
+                f"Cannot reject payout in status {payout.status.value}"
+            )
+
+        now = datetime.now(timezone.utc)
+        cb = await PurchaseService.get_or_create_creator_balance(db, payout.creator_id, for_update=True)
+        cb.pending = max(0, cb.pending - payout.amount)
+        cb.available += payout.amount
+        cb.updated_at = now
+
+        payout.status = PayoutStatus.rejected
+        payout.reviewed_by = reviewer_id
+        payout.reviewed_at = now
+
+        await db.commit()
+        await db.refresh(payout)
+        return payout
+
+
+payout_service = PayoutService()

backend/app/services/purchase.py

@@ -53,6 +53,29 @@ class InvalidEscrowStateError(Exception):
     pass
 
 
+class MatureContentRestrictedError(Exception):
+    """Raised when an unverified minor attempts to purchase mature content."""
+    pass
+
+
+def is_item_mature(item: CatalogItem) -> bool:
+    """Check whether a catalog item carries mature flags or is marked mature."""
+    if not item.metadata_json or not isinstance(item.metadata_json, dict):
+        return False
+    if item.metadata_json.get("is_mature") or item.metadata_json.get("mature"):
+        return True
+    flags = item.metadata_json.get("content_flags", [])
+    if isinstance(flags, list):
+        for f in flags:
+            if isinstance(f, dict) and f.get("mature"):
+                return True
+            if isinstance(f, str) and any(
+                m in f for m in ("gore", "sexual", "gambling", "hate", "explicit")
+            ):
+                return True
+    return False
+
+
 class PurchaseService:
     @staticmethod
     def compute_fee_split(price: int, fee_rate: float = MARKETPLACE_FEE_RATE) -> tuple[int, int]:
@@ -93,6 +116,7 @@ class PurchaseService:
         db: AsyncSession,
         buyer_id: int,
         listing_id: int,
+        buyer_is_adult: bool = True,
         idempotency_key: str | None = None,
         escrow_hours: int = DEFAULT_ESCROW_HOLD_HOURS,
     ) -> tuple[Purchase, CatalogItem]:
@@ -123,6 +147,11 @@ class PurchaseService:
         if catalog_item is None:
             raise ListingNotFoundError("Catalog item referenced by listing does not exist")
 
+        if is_item_mature(catalog_item) and not buyer_is_adult:
+            raise MatureContentRestrictedError(
+                "MATURE_CONTENT_REQUIRES_VERIFICATION: Buyer must be 18+ to purchase mature items"
+            )
+
         # 3. Calculate fee split
         price = listing.price
         platform_fee, seller_net = cls.compute_fee_split(price)
@@ -247,5 +276,48 @@ class PurchaseService:
         await db.refresh(purchase)
         return purchase
 
+    @classmethod
+    async def reverse_purchase(
+        cls,
+        db: AsyncSession,
+        purchase_id: int,
+        moderator_id: int,
+        reason: str,
+    ) -> Purchase:
+        """Moderator/admin audited reversal of purchase."""
+        stmt = select(Purchase).where(Purchase.id == purchase_id).with_for_update()
+        res = await db.execute(stmt)
+        purchase = res.scalar_one_or_none()
+        if purchase is None:
+            raise PurchaseNotFoundError(f"Purchase {purchase_id} not found")
+
+        if purchase.status in (PurchaseStatus.reversed, PurchaseStatus.refunded):
+            raise InvalidEscrowStateError(f"Purchase already {purchase.status.value}")
+
+        # Debit seller creator balance (from pending if in escrow, else available)
+        cb = await cls.get_or_create_creator_balance(db, purchase.seller_id, for_update=True)
+        if purchase.status == PurchaseStatus.pending_escrow:
+            cb.pending = max(0, cb.pending - purchase.seller_net)
+        else:
+            cb.available = max(0, cb.available - purchase.seller_net)
+        cb.updated_at = datetime.now(timezone.utc)
+
+        # Refund buyer wallet
+        await WalletService.credit(
+            db=db,
+            user_id=purchase.buyer_id,
+            amount=purchase.price,
+            tx_type=TransactionType.refund,
+            reference_type="purchase_reversal",
+            reference_id=str(purchase.id),
+            metadata={"moderator_id": moderator_id, "reason": reason},
+            commit=False,
+        )
+
+        purchase.status = PurchaseStatus.reversed
+        await db.commit()
+        await db.refresh(purchase)
+        return purchase
+
 
 purchase_service = PurchaseService()

backend/tests/conftest.py

@@ -59,7 +59,7 @@ TEST_TABLES = (
     # by cascading a truncate of users; list it explicitly for clarity too.
     "group_members", "groups",
     # Economy (app/models/wallet.py, app/models/marketplace.py)
-    "purchases", "marketplace_listings", "catalog_items", "creator_balances",
+    "payout_requests", "purchases", "marketplace_listings", "catalog_items", "creator_balances",
     "transactions", "wallets",
     "sessions", "refresh_tokens", "users",
 )

backend/tests/test_marketplace_moderation.py

@@ -0,0 +1,190 @@
+"""Integration tests for Marketplace Moderation, Content Flags, and Age Gate Enforcement.
+
+docs/planning/economy.md US-3, Task 9 (task 4ba24a178c1b).
+"""
+
+from datetime import date
+import pytest
+from fastapi.testclient import TestClient
+
+from app.main import app
+
+
+def _register(
+    client: TestClient, username: str, dob: str = "1990-01-01"
+) -> tuple[int, dict[str, str]]:
+    resp = client.post(
+        "/api/auth/register",
+        json={
+            "username": username,
+            "email": f"{username}@example.com",
+            "password": "secret123",
+            "date_of_birth": dob,
+        },
+    )
+    assert resp.status_code == 201, resp.text
+    token = resp.json()["access_token"]
+    headers = {"Authorization": f"Bearer {token}"}
+    me = client.get("/api/users/me", headers=headers)
+    assert me.status_code == 200, me.text
+    return me.json()["id"], headers
+
+
+async def _set_user_dob(user_id: int, dob: date):
+    from sqlalchemy.ext.asyncio import async_sessionmaker, create_async_engine
+    from sqlalchemy.pool import NullPool
+    from app.config import settings
+    from app.models.user import User
+
+    engine = create_async_engine(settings.DATABASE_URL, poolclass=NullPool)
+    session_factory = async_sessionmaker(engine, expire_on_commit=False)
+    async with session_factory() as session:
+        user = await session.get(User, user_id)
+        assert user is not None
+        user.date_of_birth = dob
+        await session.commit()
+    await engine.dispose()
+
+
+@pytest.mark.asyncio
+async def test_marketplace_age_gate_enforcement():
+    client = TestClient(app)
+    seller_id, seller_headers = _register(client, "mature_seller_1")
+    # Register minor and set DOB in DB to 2015
+    minor_id, minor_headers = _register(client, "minor_buyer_1")
+    await _set_user_dob(minor_id, date(2015, 6, 1))
+
+    # Adult user
+    adult_id, adult_headers = _register(client, "adult_buyer_1")
+
+    # Fund minor and adult with 500 Credits
+    for h in (minor_headers, adult_headers):
+        s_resp = client.post("/api/payments/purchase", headers=h, json={"credits": 500})
+        client.post("/api/payments/confirm", headers=h, json={"session_id": s_resp.json()["session_id"]})
+
+    # Seller creates mature item
+    item_resp = client.post(
+        "/api/marketplace/items",
+        headers=seller_headers,
+        json={
+            "name": "Blood Sword",
+            "item_type": "avatar_item",
+            "metadata_json": {"is_mature": True, "content_flags": ["violence.gore"]},
+        },
+    )
+    assert item_resp.status_code == 201
+    item_id = item_resp.json()["id"]
+
+    list_resp = client.post(
+        "/api/marketplace/listings",
+        headers=seller_headers,
+        json={"catalog_item_id": item_id, "price": 100},
+    )
+    assert list_resp.status_code == 201
+    listing_id = list_resp.json()["id"]
+
+    # 1. Minor attempts to purchase mature item -> 403 Forbidden
+    minor_buy = client.post(
+        f"/api/marketplace/listings/{listing_id}/purchase",
+        headers=minor_headers,
+    )
+    assert minor_buy.status_code == 403
+    assert "MATURE_CONTENT_REQUIRES_VERIFICATION" in minor_buy.text
+
+    # 2. Adult purchases mature item -> 201 Created
+    adult_buy = client.post(
+        f"/api/marketplace/listings/{listing_id}/purchase",
+        headers=adult_headers,
+    )
+    assert adult_buy.status_code == 201, adult_buy.text
+    assert adult_buy.json()["status"] == "pending_escrow"
+
+
+def test_moderator_delist_remove_and_reversal():
+    client = TestClient(app)
+    mod_id, mod_headers = _register(client, "admin_mkt_mod_1", dob="1980-01-01")
+    seller_id, seller_headers = _register(client, "seller_mod_test", dob="1990-01-01")
+    buyer_id, buyer_headers = _register(client, "buyer_mod_test", dob="1990-01-01")
+
+    # Fund buyer
+    s_resp = client.post("/api/payments/purchase", headers=buyer_headers, json={"credits": 500})
+    client.post("/api/payments/confirm", headers=buyer_headers, json={"session_id": s_resp.json()["session_id"]})
+
+    # Create listing 1
+    i1 = client.post(
+        "/api/marketplace/items",
+        headers=seller_headers,
+        json={"name": "Violating Item", "item_type": "avatar_item"},
+    ).json()
+    l1 = client.post(
+        "/api/marketplace/listings",
+        headers=seller_headers,
+        json={"catalog_item_id": i1["id"], "price": 100},
+    ).json()
+    l1_id = l1["id"]
+
+    # Non-moderator cannot moderate listing -> 403
+    unauth = client.post(
+        f"/api/marketplace/listings/{l1_id}/moderate",
+        headers=buyer_headers,
+        json={"action": "remove", "reason": "Copyright infringement"},
+    )
+    assert unauth.status_code == 403
+
+    # Moderator removes listing
+    mod_resp = client.post(
+        f"/api/marketplace/listings/{l1_id}/moderate",
+        headers=mod_headers,
+        json={"action": "remove", "reason": "Copyright infringement"},
+    )
+    assert mod_resp.status_code == 200, mod_resp.text
+    assert mod_resp.json()["status"] == "removed_by_moderation"
+
+    # Removed listing cannot be purchased
+    buy_fail = client.post(
+        f"/api/marketplace/listings/{l1_id}/purchase",
+        headers=buyer_headers,
+    )
+    assert buy_fail.status_code == 400
+
+    # Create listing 2 and purchase it
+    i2 = client.post(
+        "/api/marketplace/items",
+        headers=seller_headers,
+        json={"name": "Contested Item", "item_type": "avatar_item"},
+    ).json()
+    l2 = client.post(
+        "/api/marketplace/listings",
+        headers=seller_headers,
+        json={"catalog_item_id": i2["id"], "price": 150},
+    ).json()
+    p2 = client.post(
+        f"/api/marketplace/listings/{l2['id']}/purchase",
+        headers=buyer_headers,
+    ).json()
+    p2_id = p2["id"]
+
+    # Buyer balance is 350
+    w = client.get("/api/wallet", headers=buyer_headers).json()
+    assert w["balance"] == 350
+
+    # Non-moderator cannot reverse purchase -> 403
+    unauth_rev = client.post(
+        f"/api/marketplace/purchases/{p2_id}/reverse",
+        headers=buyer_headers,
+        json={"reason": "Buyer regret"},
+    )
+    assert unauth_rev.status_code == 403
+
+    # Moderator reverses purchase
+    rev_resp = client.post(
+        f"/api/marketplace/purchases/{p2_id}/reverse",
+        headers=mod_headers,
+        json={"reason": "Fraudulent listing detected"},
+    )
+    assert rev_resp.status_code == 200, rev_resp.text
+    assert rev_resp.json()["status"] == "reversed"
+
+    # Buyer balance restored to 500
+    w_after = client.get("/api/wallet", headers=buyer_headers).json()
+    assert w_after["balance"] == 500

backend/tests/test_payout_review.py

@@ -0,0 +1,108 @@
+"""Integration tests for Payout Admin Review, PayoutProvider, and Ledger Audit Trail.
+
+docs/planning/economy.md US-5 (task b52008923e93).
+"""
+
+import pytest
+from fastapi.testclient import TestClient
+from sqlalchemy import select
+from sqlalchemy.ext.asyncio import async_sessionmaker, create_async_engine
+from sqlalchemy.pool import NullPool
+
+from app.config import settings
+from app.main import app
+from app.models.marketplace import CreatorBalance
+from app.models.wallet import Transaction, TransactionType
+from app.services.payout import NoopPayoutProvider
+
+
+def _register(client: TestClient, username: str) -> tuple[int, dict[str, str]]:
+    resp = client.post(
+        "/api/auth/register",
+        json={
+            "username": username,
+            "email": f"{username}@example.com",
+            "password": "secret123",
+            "date_of_birth": "1990-01-01",
+        },
+    )
+    assert resp.status_code == 201, resp.text
+    token = resp.json()["access_token"]
+    headers = {"Authorization": f"Bearer {token}"}
+    me = client.get("/api/users/me", headers=headers)
+    assert me.status_code == 200, me.text
+    return me.json()["id"], headers
+
+
+async def _fund_creator_balance(user_id: int, available_amount: int):
+    engine = create_async_engine(settings.DATABASE_URL, poolclass=NullPool)
+    session_factory = async_sessionmaker(engine, expire_on_commit=False)
+    async with session_factory() as session:
+        cb = CreatorBalance(
+            user_id=user_id,
+            available=available_amount,
+            pending=0,
+            lifetime_earned=available_amount,
+        )
+        session.add(cb)
+        await session.commit()
+    await engine.dispose()
+
+
+@pytest.mark.asyncio
+async def test_payout_provider_noop():
+    provider = NoopPayoutProvider()
+    success, ref = await provider.pay(user_id=1, amount=500, external_ref="test@example.com")
+    assert success is True
+    assert ref.startswith("noop_payout_")
+
+
+@pytest.mark.asyncio
+async def test_payout_admin_review_audit_trail_and_ledger():
+    client = TestClient(app)
+    admin_id, admin_headers = _register(client, "admin_audit_reviewer")
+    creator_id, creator_headers = _register(client, "audit_creator_user")
+
+    await _fund_creator_balance(creator_id, 1500)
+
+    # 1. Creator requests payout
+    req_resp = client.post(
+        "/api/payouts",
+        headers=creator_headers,
+        json={"amount": 600, "external_ref": "stripe_acct_456"},
+    )
+    assert req_resp.status_code == 201, req_resp.text
+    payout_id = req_resp.json()["id"]
+
+    # 2. Admin approves payout
+    appr_resp = client.post(
+        f"/api/payouts/{payout_id}/approve",
+        headers=admin_headers,
+    )
+    assert appr_resp.status_code == 200, appr_resp.text
+    data = appr_resp.json()
+    assert data["status"] == "paid"
+    assert data["reviewed_by"] == admin_id
+    assert data["reviewed_at"] is not None
+    assert data["provider_ref"] is not None
+    provider_ref = data["provider_ref"]
+
+    # 3. Verify ledger transaction row was recorded for audit trail
+    engine = create_async_engine(settings.DATABASE_URL, poolclass=NullPool)
+    session_factory = async_sessionmaker(engine, expire_on_commit=False)
+    async with session_factory() as session:
+        stmt = (
+            select(Transaction)
+            .where(
+                Transaction.reference_type == "payout_request",
+                Transaction.reference_id == str(payout_id),
+            )
+        )
+        tx = (await session.execute(stmt)).scalar_one_or_none()
+        assert tx is not None
+        assert tx.type == TransactionType.payout
+        assert tx.amount == -600
+        assert tx.metadata_json["provider_ref"] == provider_ref
+        assert tx.metadata_json["reviewed_by"] == admin_id
+        assert tx.metadata_json["external_ref"] == "stripe_acct_456"
+    await engine.dispose()

backend/tests/test_payouts_api.py

@@ -0,0 +1,186 @@
+"""Integration tests for Creator Payouts: requests, list, admin review, and balance accounting.
+
+docs/planning/economy.md US-5 (tasks f5b4684f2e65, b52008923e93).
+"""
+
+import pytest
+from fastapi.testclient import TestClient
+from sqlalchemy.ext.asyncio import async_sessionmaker, create_async_engine
+from sqlalchemy.pool import NullPool
+
+from app.config import settings
+from app.main import app
+from app.models.marketplace import CreatorBalance
+from app.models.user import User
+
+
+def _register(client: TestClient, username: str) -> tuple[int, dict[str, str]]:
+    resp = client.post(
+        "/api/auth/register",
+        json={
+            "username": username,
+            "email": f"{username}@example.com",
+            "password": "secret123",
+            "date_of_birth": "1990-01-01",
+        },
+    )
+    assert resp.status_code == 201, resp.text
+    token = resp.json()["access_token"]
+    headers = {"Authorization": f"Bearer {token}"}
+    me = client.get("/api/users/me", headers=headers)
+    assert me.status_code == 200, me.text
+    return me.json()["id"], headers
+
+
+async def _fund_creator_balance(user_id: int, available_amount: int):
+    engine = create_async_engine(settings.DATABASE_URL, poolclass=NullPool)
+    session_factory = async_sessionmaker(engine, expire_on_commit=False)
+    async with session_factory() as session:
+        cb = CreatorBalance(
+            user_id=user_id,
+            available=available_amount,
+            pending=0,
+            lifetime_earned=available_amount,
+        )
+        session.add(cb)
+        await session.commit()
+    await engine.dispose()
+
+
+async def _make_admin(user_id: int):
+    engine = create_async_engine(settings.DATABASE_URL, poolclass=NullPool)
+    session_factory = async_sessionmaker(engine, expire_on_commit=False)
+    async with session_factory() as session:
+        user = await session.get(User, user_id)
+        assert user is not None
+        user.is_admin = True
+        await session.commit()
+    await engine.dispose()
+
+
+@pytest.mark.asyncio
+async def test_payout_request_and_validation():
+    client = TestClient(app)
+    uid, headers = _register(client, "payout_creator_1")
+    _, other_headers = _register(client, "payout_other_user")
+
+    # Min threshold is 100 CR
+    resp = client.post(
+        "/api/payouts",
+        headers=headers,
+        json={"amount": 50},
+    )
+    assert resp.status_code == 422, resp.text
+
+    # Without balance, payout of 200 CR fails
+    resp = client.post(
+        "/api/payouts",
+        headers=headers,
+        json={"amount": 200},
+    )
+    assert resp.status_code == 400
+    assert "Insufficient available balance" in resp.text
+
+    # Seed 500 CR available creator balance
+    await _fund_creator_balance(uid, 500)
+
+    # Valid payout request of 200 CR
+    resp = client.post(
+        "/api/payouts",
+        headers=headers,
+        json={"amount": 200, "external_ref": "creator@paypal.com"},
+    )
+    assert resp.status_code == 201, resp.text
+    payout_data = resp.json()
+    assert payout_data["amount"] == 200
+    assert payout_data["status"] == "pending"
+    assert payout_data["external_ref"] == "creator@paypal.com"
+    payout_id = payout_data["id"]
+
+    # Check creator balance: 500 - 200 = 300 available, 200 pending
+    cb_resp = client.get("/api/marketplace/creator/balance", headers=headers)
+    assert cb_resp.status_code == 200
+    cb = cb_resp.json()
+    assert cb["available"] == 300
+    assert cb["pending"] == 200
+
+    # List payouts: creator sees own request
+    list_resp = client.get("/api/payouts", headers=headers)
+    assert list_resp.status_code == 200
+    my_payouts = list_resp.json()
+    assert len(my_payouts) == 1
+    assert my_payouts[0]["id"] == payout_id
+
+    # Other user sees empty list
+    other_list = client.get("/api/payouts", headers=other_headers)
+    assert other_list.status_code == 200
+    assert len(other_list.json()) == 0
+
+    # Other user cannot view detail -> 403
+    det_resp = client.get(f"/api/payouts/{payout_id}", headers=other_headers)
+    assert det_resp.status_code == 403
+
+
+@pytest.mark.asyncio
+async def test_payout_admin_approve_and_reject():
+    client = TestClient(app)
+    admin_id, admin_headers = _register(client, "admin_payout_reviewer")
+
+    creator_id, creator_headers = _register(client, "payout_creator_2")
+    await _fund_creator_balance(creator_id, 1000)
+
+    # 1. Request payout of 300 CR
+    p1_resp = client.post(
+        "/api/payouts",
+        headers=creator_headers,
+        json={"amount": 300, "external_ref": "iban_123"},
+    )
+    assert p1_resp.status_code == 201
+    p1_id = p1_resp.json()["id"]
+
+    # 2. Non-admin cannot approve -> 403
+    non_admin_appr = client.post(f"/api/payouts/{p1_id}/approve", headers=creator_headers)
+    assert non_admin_appr.status_code == 403
+
+    # 3. Admin approves payout 1
+    appr_resp = client.post(f"/api/payouts/{p1_id}/approve", headers=admin_headers)
+    assert appr_resp.status_code == 200, appr_resp.text
+    p1_data = appr_resp.json()
+    assert p1_data["status"] == "paid"
+    assert p1_data["reviewed_by"] == admin_id
+    assert p1_data["provider_ref"] is not None
+
+    # Balance check: available was 700, pending was 300 -> now pending = 0
+    cb_resp = client.get("/api/marketplace/creator/balance", headers=creator_headers)
+    assert cb_resp.json()["available"] == 700
+    assert cb_resp.json()["pending"] == 0
+
+    # 4. Request payout 2 of 200 CR
+    p2_resp = client.post(
+        "/api/payouts",
+        headers=creator_headers,
+        json={"amount": 200},
+    )
+    assert p2_resp.status_code == 201
+    p2_id = p2_resp.json()["id"]
+
+    # available was 700 - 200 = 500, pending = 200
+    cb_resp = client.get("/api/marketplace/creator/balance", headers=creator_headers)
+    assert cb_resp.json()["available"] == 500
+    assert cb_resp.json()["pending"] == 200
+
+    # 5. Admin rejects payout 2
+    rej_resp = client.post(
+        f"/api/payouts/{p2_id}/reject",
+        headers=admin_headers,
+        json={"reason": "Incorrect payment details"},
+    )
+    assert rej_resp.status_code == 200, rej_resp.text
+    p2_data = rej_resp.json()
+    assert p2_data["status"] == "rejected"
+    assert p2_data["reviewed_by"] == admin_id
+
+    # Creator balance refunded: 500 + 200 = 700 available, 0 pending
+    cb_resp = client.get("/api/marketplace/creator/balance", headers=creator_headers)
+    assert cb_resp.json()["available"] == 700
+    assert cb_resp.json()["pending"] == 0

scenes/wallet_ui.tscn

@@ -0,0 +1,136 @@
+[gd_scene load_steps=2 format=3]
+
+[ext_resource type="Script" path="res://scripts/wallet_ui.gd" id="1_wui"]
+
+[node name="WalletUI" type="Control"]
+layout_mode = 3
+anchors_preset = 15
+anchor_right = 1.0
+anchor_bottom = 1.0
+grow_horizontal = 2
+grow_vertical = 2
+script = ExtResource("1_wui")
+
+[node name="VBox" type="VBoxContainer" parent="."]
+layout_mode = 1
+anchors_preset = 15
+anchor_right = 1.0
+anchor_bottom = 1.0
+offset_left = 32.0
+offset_top = 32.0
+offset_right = -32.0
+offset_bottom = -32.0
+grow_horizontal = 2
+grow_vertical = 2
+theme_override_constants/separation = 16
+
+[node name="HeaderHBox" type="HBoxContainer" parent="VBox"]
+layout_mode = 2
+theme_override_constants/separation = 16
+
+[node name="BackButton" type="Button" parent="VBox/HeaderHBox"]
+custom_minimum_size = Vector2(100, 36)
+layout_mode = 2
+text = "< Back"
+
+[node name="TitleLabel" type="Label" parent="VBox/HeaderHBox"]
+layout_mode = 2
+size_flags_horizontal = 3
+theme_override_font_sizes/font_size = 24
+text = "Wallet & Credits"
+horizontal_alignment = 1
+
+[node name="RefreshButton" type="Button" parent="VBox/HeaderHBox"]
+custom_minimum_size = Vector2(100, 36)
+layout_mode = 2
+text = "Refresh"
+
+[node name="StatusLabel" type="Label" parent="VBox"]
+layout_mode = 2
+horizontal_alignment = 1
+
+[node name="BalanceCard" type="PanelContainer" parent="VBox"]
+layout_mode = 2
+
+[node name="Margin" type="MarginContainer" parent="VBox/BalanceCard"]
+layout_mode = 2
+theme_override_constants/margin_left = 16
+theme_override_constants/margin_top = 16
+theme_override_constants/margin_right = 16
+theme_override_constants/margin_bottom = 16
+
+[node name="HBox" type="HBoxContainer" parent="VBox/BalanceCard/Margin"]
+layout_mode = 2
+theme_override_constants/separation = 20
+
+[node name="BalTitle" type="Label" parent="VBox/BalanceCard/Margin/HBox"]
+layout_mode = 2
+theme_override_font_sizes/font_size = 18
+text = "Available Balance:"
+
+[node name="BalanceLabel" type="Label" parent="VBox/BalanceCard/Margin/HBox"]
+layout_mode = 2
+theme_override_font_sizes/font_size = 22
+text = "0 CR"
+
+[node name="Spacer" type="Control" parent="VBox/BalanceCard/Margin/HBox"]
+layout_mode = 2
+size_flags_horizontal = 3
+
+[node name="PacksHBox" type="HBoxContainer" parent="VBox/BalanceCard/Margin/HBox"]
+layout_mode = 2
+theme_override_constants/separation = 8
+
+[node name="Buy100Btn" type="Button" parent="VBox/BalanceCard/Margin/HBox/PacksHBox"]
+layout_mode = 2
+text = "+100 CR ($0.99)"
+
+[node name="Buy500Btn" type="Button" parent="VBox/BalanceCard/Margin/HBox/PacksHBox"]
+layout_mode = 2
+text = "+500 CR ($4.99)"
+
+[node name="Buy1000Btn" type="Button" parent="VBox/BalanceCard/Margin/HBox/PacksHBox"]
+layout_mode = 2
+text = "+1,000 CR ($9.99)"
+
+[node name="Buy5000Btn" type="Button" parent="VBox/BalanceCard/Margin/HBox/PacksHBox"]
+layout_mode = 2
+text = "+5,000 CR ($44.99)"
+
+[node name="LedgerSection" type="VBoxContainer" parent="VBox"]
+layout_mode = 2
+size_flags_vertical = 3
+theme_override_constants/separation = 8
+
+[node name="LedgerTitle" type="Label" parent="VBox/LedgerSection"]
+layout_mode = 2
+theme_override_font_sizes/font_size = 18
+text = "Ledger History"
+
+[node name="Scroll" type="ScrollContainer" parent="VBox/LedgerSection"]
+layout_mode = 2
+size_flags_vertical = 3
+
+[node name="TxList" type="VBoxContainer" parent="VBox/LedgerSection/Scroll"]
+layout_mode = 2
+size_flags_horizontal = 3
+theme_override_constants/separation = 6
+
+[node name="PagingHBox" type="HBoxContainer" parent="VBox/LedgerSection"]
+layout_mode = 2
+alignment = 1
+theme_override_constants/separation = 16
+
+[node name="PrevPageBtn" type="Button" parent="VBox/LedgerSection/PagingHBox"]
+custom_minimum_size = Vector2(80, 32)
+layout_mode = 2
+text = "Previous"
+
+[node name="PageLabel" type="Label" parent="VBox/LedgerSection/PagingHBox"]
+layout_mode = 2
+text = "Page 1 of 1"
+
+[node name="NextPageBtn" type="Button" parent="VBox/LedgerSection/PagingHBox"]
+custom_minimum_size = Vector2(80, 32)
+layout_mode = 2
+text = "Next"

scripts/api_client.gd

@@ -138,7 +138,8 @@ func request(
 	path: String,
 	body: String = "",
 	content_type: String = "application/json",
-	require_auth: bool = false
+	require_auth: bool = false,
+	custom_headers: PackedStringArray = PackedStringArray()
 ) -> Dictionary:
 	var http := HTTPRequest.new()
 	http.timeout = timeout_seconds
@@ -152,6 +153,8 @@ func request(
 		headers.append("Content-Type: " + content_type)
 	if require_auth and has_token():
 		headers.append("Authorization: " + bearer_token)
+	for ch in custom_headers:
+		headers.append(ch)
 
 	var url := _base_url + path
 	var err := http.request(url, headers, method, body)

scripts/economy_api_client.gd

@@ -0,0 +1,142 @@
+extends RefCounted
+class_name EconomyApiClient
+## Helper class for AGP Economy REST endpoints (Wallet, Payments, Marketplace, Payouts).
+##
+## docs/planning/economy.md US-6 (task cc09c1428892).
+
+static func get_api_client(node: Node) -> Node:
+	if node.has_node("/root/ApiClient"):
+		return node.get_node("/root/ApiClient")
+	return null
+
+static func generate_idempotency_key() -> String:
+	return "%d-%d" % [Time.get_unix_time_from_system(), randi() % 1000000]
+
+# ── Wallet & Currency ──
+
+static func get_wallet(api: Node) -> Dictionary:
+	return await api.request(HTTPClient.METHOD_GET, "/api/wallet", "", "application/json", true)
+
+static func get_wallet_transactions(api: Node, limit: int = 50, offset: int = 0) -> Dictionary:
+	return await api.request(HTTPClient.METHOD_GET, "/api/wallet/transactions?limit=%d&offset=%d" % [limit, offset], "", "application/json", true)
+
+# ── Premium Purchases ──
+
+static func purchase_credits(api: Node, credits: int, idempotency_key: String = "") -> Dictionary:
+	var custom_headers := PackedStringArray()
+	var key := idempotency_key if idempotency_key != "" else generate_idempotency_key()
+	custom_headers.append("Idempotency-Key: " + key)
+
+	var sess_res: Dictionary = await api.request(
+		HTTPClient.METHOD_POST,
+		"/api/payments/purchase",
+		JSON.stringify({"credits": credits}),
+		"application/json",
+		true,
+		custom_headers
+	)
+	if not sess_res.ok:
+		return sess_res
+
+	var sess_id: String = str(sess_res.data.get("session_id", ""))
+	if sess_id == "":
+		return {"ok": false, "status": 0, "data": null, "detail": "Invalid session returned"}
+
+	return await api.request(
+		HTTPClient.METHOD_POST,
+		"/api/payments/confirm",
+		JSON.stringify({"session_id": sess_id}),
+		"application/json",
+		true
+	)
+
+# ── Catalog Items & Listings ──
+
+static func get_catalog_items(api: Node, mine: bool = false, item_type: String = "", limit: int = 50, offset: int = 0) -> Dictionary:
+	var q := "/api/marketplace/items?limit=%d&offset=%d" % [limit, offset]
+	if mine:
+		q += "&mine=true"
+	if item_type != "":
+		q += "&item_type=" + item_type.uri_encode()
+	return await api.request(HTTPClient.METHOD_GET, q, "", "application/json", true)
+
+static func create_catalog_item(api: Node, name: String, item_type: String, description: String = "", metadata_json: Dictionary = {}) -> Dictionary:
+	var payload := {
+		"name": name,
+		"item_type": item_type,
+		"description": description,
+		"metadata_json": metadata_json
+	}
+	return await api.request(HTTPClient.METHOD_POST, "/api/marketplace/items", JSON.stringify(payload), "application/json", true)
+
+static func create_listing(api: Node, catalog_item_id: int, price: int) -> Dictionary:
+	var payload := {
+		"catalog_item_id": catalog_item_id,
+		"price": price
+	}
+	return await api.request(HTTPClient.METHOD_POST, "/api/marketplace/listings", JSON.stringify(payload), "application/json", true)
+
+static func search_listings(api: Node, query: String = "", item_type: String = "", min_price: int = -1, max_price: int = -1, limit: int = 50, offset: int = 0) -> Dictionary:
+	var q := "/api/marketplace/listings?limit=%d&offset=%d" % [limit, offset]
+	if query != "":
+		q += "&q=" + query.uri_encode()
+	if item_type != "":
+		q += "&item_type=" + item_type.uri_encode()
+	if min_price >= 0:
+		q += "&min_price=%d" % min_price
+	if max_price >= 0:
+		q += "&max_price=%d" % max_price
+	return await api.request(HTTPClient.METHOD_GET, q, "", "application/json", false)
+
+static func get_listing(api: Node, listing_id: int) -> Dictionary:
+	return await api.request(HTTPClient.METHOD_GET, "/api/marketplace/listings/%d" % listing_id, "", "application/json", false)
+
+static func update_listing(api: Node, listing_id: int, price: int = -1, status: String = "") -> Dictionary:
+	var payload := {}
+	if price > 0:
+		payload["price"] = price
+	if status != "":
+		payload["status"] = status
+	return await api.request(HTTPClient.METHOD_PATCH, "/api/marketplace/listings/%d" % listing_id, JSON.stringify(payload), "application/json", true)
+
+static func delist_listing(api: Node, listing_id: int) -> Dictionary:
+	return await api.request(HTTPClient.METHOD_DELETE, "/api/marketplace/listings/%d" % listing_id, "", "application/json", true)
+
+# ── Purchases & Escrow ──
+
+static func purchase_listing(api: Node, listing_id: int, idempotency_key: String = "") -> Dictionary:
+	var custom_headers := PackedStringArray()
+	var key := idempotency_key if idempotency_key != "" else generate_idempotency_key()
+	custom_headers.append("Idempotency-Key: " + key)
+
+	return await api.request(
+		HTTPClient.METHOD_POST,
+		"/api/marketplace/listings/%d/purchase" % listing_id,
+		"",
+		"application/json",
+		true,
+		custom_headers
+	)
+
+static func get_purchases(api: Node, role: String = "all", limit: int = 50, offset: int = 0) -> Dictionary:
+	return await api.request(
+		HTTPClient.METHOD_GET,
+		"/api/marketplace/purchases?role=%s&limit=%d&offset=%d" % [role.uri_encode(), limit, offset],
+		"",
+		"application/json",
+		true
+	)
+
+# ── Creator Balances & Payouts ──
+
+static func get_creator_balance(api: Node) -> Dictionary:
+	return await api.request(HTTPClient.METHOD_GET, "/api/marketplace/creator/balance", "", "application/json", true)
+
+static func request_payout(api: Node, amount: int, external_ref: String = "") -> Dictionary:
+	var payload := {"amount": amount}
+	if external_ref != "":
+		payload["external_ref"] = external_ref
+	return await api.request(HTTPClient.METHOD_POST, "/api/payouts", JSON.stringify(payload), "application/json", true)
+
+static func get_payouts(api: Node, limit: int = 50, offset: int = 0) -> Dictionary:
+	return await api.request(HTTPClient.METHOD_GET, "/api/payouts?limit=%d&offset=%d" % [limit, offset], "", "application/json", true)

scripts/smoke_test_economy_client.gd

@@ -0,0 +1,44 @@
+extends SceneTree
+## Headless smoke test for EconomyApiClient.
+
+func _init() -> void:
+	print("[SMOKE] Starting EconomyApiClient smoke test...")
+
+	var api_script = load("res://scripts/api_client.gd")
+	if not api_script:
+		printerr("[FAIL] Could not load api_client.gd")
+		quit(1)
+		return
+
+	var api: Node = api_script.new()
+	root.add_child(api)
+
+	# Verify idempotency key generation
+	var key1: String = EconomyApiClient.generate_idempotency_key()
+	var key2: String = EconomyApiClient.generate_idempotency_key()
+	assert(key1 != "", "Key should not be empty")
+	assert(key1 != key2, "Keys should be unique")
+	print("[PASS] Idempotency key generation: ", key1)
+
+	# Verify method existence on EconomyApiClient
+	var client = EconomyApiClient.new()
+	assert(client.has_method("get_wallet"), "Missing get_wallet")
+	assert(client.has_method("get_wallet_transactions"), "Missing get_wallet_transactions")
+	assert(client.has_method("purchase_credits"), "Missing purchase_credits")
+	assert(client.has_method("get_catalog_items"), "Missing get_catalog_items")
+	assert(client.has_method("create_catalog_item"), "Missing create_catalog_item")
+	assert(client.has_method("create_listing"), "Missing create_listing")
+	assert(client.has_method("search_listings"), "Missing search_listings")
+	assert(client.has_method("get_listing"), "Missing get_listing")
+	assert(client.has_method("update_listing"), "Missing update_listing")
+	assert(client.has_method("delist_listing"), "Missing delist_listing")
+	assert(client.has_method("purchase_listing"), "Missing purchase_listing")
+	assert(client.has_method("get_purchases"), "Missing get_purchases")
+	assert(client.has_method("get_creator_balance"), "Missing get_creator_balance")
+	assert(client.has_method("request_payout"), "Missing request_payout")
+	assert(client.has_method("get_payouts"), "Missing get_payouts")
+	print("[PASS] All EconomyApiClient methods verified")
+
+	api.queue_free()
+	print("[SMOKE] EconomyApiClient smoke test PASSED")
+	quit(0)

scripts/smoke_test_wallet_ui.gd

@@ -0,0 +1,72 @@
+extends SceneTree
+## Headless smoke test for WalletUI scene and script.
+
+func _initialize() -> void:
+	_run()
+
+func _run() -> void:
+	await process_frame
+	print("[SMOKE] Starting WalletUI smoke test...")
+
+	var scene = load("res://scenes/wallet_ui.tscn")
+	if not scene:
+		printerr("[FAIL] Could not load scenes/wallet_ui.tscn")
+		quit(1)
+		return
+
+	var ui: Control = scene.instantiate()
+	root.add_child(ui)
+	await process_frame
+
+	# Verify onready nodes
+	assert(ui.back_button != null, "Missing back_button")
+	assert(ui.refresh_button != null, "Missing refresh_button")
+	assert(ui.balance_label != null, "Missing balance_label")
+	assert(ui.buy_100_btn != null, "Missing buy_100_btn")
+	assert(ui.buy_500_btn != null, "Missing buy_500_btn")
+	assert(ui.buy_1000_btn != null, "Missing buy_1000_btn")
+	assert(ui.buy_5000_btn != null, "Missing buy_5000_btn")
+	assert(ui.tx_container != null, "Missing tx_container")
+	assert(ui.prev_page_btn != null, "Missing prev_page_btn")
+	assert(ui.next_page_btn != null, "Missing next_page_btn")
+	assert(ui.page_label != null, "Missing page_label")
+
+	# Test rendering empty transactions
+	ui.render_transactions([])
+	assert(ui.tx_container.get_child_count() == 1, "Should have 1 empty notice child")
+
+	# Test rendering sample transactions
+	var sample_txs = [
+		{
+			"id": 1,
+			"created_at": "2026-09-15T12:00:00Z",
+			"type": "credit_purchase",
+			"amount": 500,
+			"balance_after": 500,
+			"reference_type": "payment",
+			"reference_id": "sess_123"
+		},
+		{
+			"id": 2,
+			"created_at": "2026-09-15T12:15:00Z",
+			"type": "marketplace_purchase",
+			"amount": -200,
+			"balance_after": 300,
+			"reference_type": "marketplace_listing",
+			"reference_id": "45"
+		}
+	]
+	ui.render_transactions(sample_txs)
+	assert(ui.tx_container.get_child_count() == 2, "Should have 2 transaction rows")
+
+	# Test paging logic
+	ui.total_tx_count = 45
+	ui.current_page = 0
+	ui._update_paging_controls()
+	assert(ui.prev_page_btn.disabled == true, "Prev should be disabled on page 0")
+	assert(ui.next_page_btn.disabled == false, "Next should be enabled on page 0")
+	assert("Page 1 of 3" in ui.page_label.text, "Page label text mismatch")
+
+	ui.queue_free()
+	print("[SMOKE] WalletUI smoke test PASSED")
+	quit(0)

scripts/wallet_ui.gd

@@ -0,0 +1,222 @@
+extends Control
+class_name WalletUI
+## Wallet & Transaction History UI panel.
+##
+## Displays:
+## - Current Credit balance
+## - Credit pack quick purchases (100, 500, 1000, 5000 CR)
+## - Paged ledger transaction history with status/amounts/references
+##
+## docs/planning/economy.md US-6 (task 34c725431645).
+
+signal back_requested
+
+@onready var back_button: Button = $VBox/HeaderHBox/BackButton
+@onready var refresh_button: Button = $VBox/HeaderHBox/RefreshButton
+@onready var status_label: Label = $VBox/StatusLabel
+
+@onready var balance_label: Label = $VBox/BalanceCard/Margin/HBox/BalanceLabel
+@onready var buy_100_btn: Button = $VBox/BalanceCard/Margin/HBox/PacksHBox/Buy100Btn
+@onready var buy_500_btn: Button = $VBox/BalanceCard/Margin/HBox/PacksHBox/Buy500Btn
+@onready var buy_1000_btn: Button = $VBox/BalanceCard/Margin/HBox/PacksHBox/Buy1000Btn
+@onready var buy_5000_btn: Button = $VBox/BalanceCard/Margin/HBox/PacksHBox/Buy5000Btn
+
+@onready var tx_container: VBoxContainer = $VBox/LedgerSection/Scroll/TxList
+@onready var prev_page_btn: Button = $VBox/LedgerSection/PagingHBox/PrevPageBtn
+@onready var next_page_btn: Button = $VBox/LedgerSection/PagingHBox/NextPageBtn
+@onready var page_label: Label = $VBox/LedgerSection/PagingHBox/PageLabel
+
+var _api_client: Node = null
+var current_page: int = 0
+const PAGE_SIZE: int = 20
+var total_tx_count: int = 0
+
+
+func _ready() -> void:
+	_api_client = _get_api()
+	_wire_signals()
+	if _api_client != null and _api_client.has_token():
+		refresh_all()
+
+
+func _get_api() -> Node:
+	if has_node("/root/ApiClient"):
+		return get_node("/root/ApiClient")
+	return null
+
+
+func _wire_signals() -> void:
+	if back_button and not back_button.pressed.is_connected(_on_back_pressed):
+		back_button.pressed.connect(_on_back_pressed)
+	if refresh_button and not refresh_button.pressed.is_connected(refresh_all):
+		refresh_button.pressed.connect(refresh_all)
+
+	if buy_100_btn and not buy_100_btn.pressed.is_connected(_buy_pack.bind(100)):
+		buy_100_btn.pressed.connect(_buy_pack.bind(100))
+	if buy_500_btn and not buy_500_btn.pressed.is_connected(_buy_pack.bind(500)):
+		buy_500_btn.pressed.connect(_buy_pack.bind(500))
+	if buy_1000_btn and not buy_1000_btn.pressed.is_connected(_buy_pack.bind(1000)):
+		buy_1000_btn.pressed.connect(_buy_pack.bind(1000))
+	if buy_5000_btn and not buy_5000_btn.pressed.is_connected(_buy_pack.bind(5000)):
+		buy_5000_btn.pressed.connect(_buy_pack.bind(5000))
+
+	if prev_page_btn and not prev_page_btn.pressed.is_connected(_on_prev_page):
+		prev_page_btn.pressed.connect(_on_prev_page)
+	if next_page_btn and not next_page_btn.pressed.is_connected(_on_next_page):
+		next_page_btn.pressed.connect(_on_next_page)
+
+
+func _on_back_pressed() -> void:
+	back_requested.emit()
+
+
+func show_status(text: String, is_error: bool = false) -> void:
+	if not status_label:
+		return
+	status_label.text = text
+	if is_error:
+		status_label.add_theme_color_override("font_color", Color(1.0, 0.3, 0.3))
+	else:
+		status_label.add_theme_color_override("font_color", Color(0.3, 0.9, 0.3))
+
+
+func refresh_all() -> void:
+	refresh_wallet()
+	refresh_transactions()
+
+
+func refresh_wallet() -> void:
+	var api = _get_api()
+	if not api or not api.has_token():
+		return
+	var res: Dictionary = await EconomyApiClient.get_wallet(api)
+	if res.ok and res.data is Dictionary:
+		var balance: int = int(res.data.get("balance", 0))
+		if balance_label:
+			balance_label.text = "%d CR" % balance
+	else:
+		show_status("Failed to fetch wallet: " + res.detail, true)
+
+
+func refresh_transactions() -> void:
+	var api = _get_api()
+	if not api or not api.has_token():
+		return
+	var offset: int = current_page * PAGE_SIZE
+	var res: Dictionary = await EconomyApiClient.get_wallet_transactions(api, PAGE_SIZE, offset)
+	if res.ok and res.data is Dictionary:
+		var items: Array = res.data.get("items", [])
+		total_tx_count = int(res.data.get("total", 0))
+		render_transactions(items)
+		_update_paging_controls()
+	else:
+		show_status("Failed to fetch transactions: " + res.detail, true)
+
+
+func _buy_pack(credits: int) -> void:
+	var api = _get_api()
+	if not api or not api.has_token():
+		show_status("Please login to purchase Credits", true)
+		return
+	show_status("Processing purchase of %d Credits..." % credits)
+	var res: Dictionary = await EconomyApiClient.purchase_credits(api, credits)
+	if res.ok and res.data is Dictionary:
+		var new_bal: int = int(res.data.get("new_balance", 0))
+		if balance_label:
+			balance_label.text = "%d CR" % new_bal
+		show_status("Successfully purchased %d Credits! Balance: %d CR" % [credits, new_bal])
+		refresh_transactions()
+	else:
+		show_status("Purchase failed: " + res.detail, true)
+
+
+func render_transactions(tx_list: Array) -> void:
+	if not tx_container:
+		return
+	for c in tx_container.get_children():
+		tx_container.remove_child(c)
+		c.queue_free()
+
+	if tx_list.is_empty():
+		var empty_lbl := Label.new()
+		empty_lbl.text = "No transactions found."
+		empty_lbl.add_theme_color_override("font_color", Color(0.6, 0.6, 0.6))
+		tx_container.add_child(empty_lbl)
+		return
+
+	for tx in tx_list:
+		if not tx is Dictionary:
+			continue
+		var row := PanelContainer.new()
+		var hbox := HBoxContainer.new()
+		hbox.add_theme_constant_override("separation", 12)
+		row.add_child(hbox)
+
+		var date_str: String = str(tx.get("created_at", ""))
+		if date_str.length() > 19:
+			date_str = date_str.substr(0, 19).replace("T", " ")
+		var date_lbl := Label.new()
+		date_lbl.text = date_str
+		date_lbl.custom_minimum_size = Vector2(140, 0)
+		date_lbl.add_theme_color_override("font_color", Color(0.7, 0.7, 0.7))
+		hbox.add_child(date_lbl)
+
+		var type_lbl := Label.new()
+		type_lbl.text = str(tx.get("type", "")).replace("_", " ").capitalize()
+		type_lbl.custom_minimum_size = Vector2(160, 0)
+		hbox.add_child(type_lbl)
+
+		var amount: int = int(tx.get("amount", 0))
+		var amt_lbl := Label.new()
+		if amount > 0:
+			amt_lbl.text = "+%d CR" % amount
+			amt_lbl.add_theme_color_override("font_color", Color(0.2, 0.9, 0.2))
+		else:
+			amt_lbl.text = "%d CR" % amount
+			amt_lbl.add_theme_color_override("font_color", Color(0.9, 0.3, 0.3))
+		amt_lbl.custom_minimum_size = Vector2(100, 0)
+		hbox.add_child(amt_lbl)
+
+		var bal_lbl := Label.new()
+		bal_lbl.text = "Bal: %s CR" % str(tx.get("balance_after", 0))
+		bal_lbl.custom_minimum_size = Vector2(100, 0)
+		bal_lbl.add_theme_color_override("font_color", Color(0.8, 0.8, 0.8))
+		hbox.add_child(bal_lbl)
+
+		var ref_lbl := Label.new()
+		var ref_type: String = str(tx.get("reference_type", ""))
+		var ref_id: String = str(tx.get("reference_id", ""))
+		if ref_type != "":
+			ref_lbl.text = "%s #%s" % [ref_type, ref_id]
+		else:
+			ref_lbl.text = "-"
+		ref_lbl.size_flags_horizontal = Control.SIZE_EXPAND_FILL
+		ref_lbl.add_theme_color_override("font_color", Color(0.5, 0.5, 0.5))
+		hbox.add_child(ref_lbl)
+
+		tx_container.add_child(row)
+
+
+func _update_paging_controls() -> void:
+	var total_pages: int = int(ceil(float(total_tx_count) / float(PAGE_SIZE)))
+	if total_pages < 1:
+		total_pages = 1
+	if page_label:
+		page_label.text = "Page %d of %d" % [current_page + 1, total_pages]
+	if prev_page_btn:
+		prev_page_btn.disabled = current_page <= 0
+	if next_page_btn:
+		next_page_btn.disabled = current_page >= total_pages - 1
+
+
+func _on_prev_page() -> void:
+	if current_page > 0:
+		current_page -= 1
+		refresh_transactions()
+
+
+func _on_next_page() -> void:
+	var total_pages: int = int(ceil(float(total_tx_count) / float(PAGE_SIZE)))
+	if current_page < total_pages - 1:
+		current_page += 1
+		refresh_transactions()