WIP checkpoint: Wallet & ledger models + Alembic migration (wallets, transactions)

backend/alembic/env.py

@@ -8,7 +8,7 @@ from sqlalchemy.ext.asyncio import create_async_engine
 
 from app.config import settings
 from app.database import Base
-from app.models import user, session, world, asset, group  # noqa: F401
+from app.models import user, session, world, asset, wallet  # noqa: F401
 
 # this is the Alembic Config object, which provides
 # access to the values within the .ini file in use.

backend/alembic/versions/0001_initial.py

@@ -19,16 +19,16 @@ depends_on: Union[str, Sequence[str], None] = None
 
 def upgrade() -> None:
     """Upgrade database schema."""
-    # Create ENUM types (create once, reuse below)
-    world_visibility_enum = postgresql.ENUM(
+    # Create ENUM types
+    world_visibility = postgresql.ENUM(
         "public", "private", "friends_only", name="world_visibility"
     )
-    world_visibility_enum.create(op.get_bind(), checkfirst=True)
+    world_visibility.create(op.get_bind(), checkfirst=True)
 
-    asset_type_enum = postgresql.ENUM(
+    asset_type = postgresql.ENUM(
         "image", "audio", "video", "document", "model_3d", "other", name="asset_type"
     )
-    asset_type_enum.create(op.get_bind(), checkfirst=True)
+    asset_type.create(op.get_bind(), checkfirst=True)
 
     # Create users table
     op.create_table(
@@ -59,7 +59,7 @@ def upgrade() -> None:
     )
     op.create_index(op.f("ix_sessions_token"), "sessions", ["token"], unique=True)
 
-    # Create worlds table — reuse world_visibility_enum (no second create)
+    # Create worlds table
     op.create_table(
         "worlds",
         sa.Column("id", sa.Integer(), primary_key=True),
@@ -68,7 +68,9 @@ def upgrade() -> None:
         sa.Column("owner_id", sa.Integer(), nullable=False),
         sa.Column(
             "visibility",
-            world_visibility_enum,
+            postgresql.ENUM(
+                "public", "private", "friends_only", name="world_visibility"
+            ),
             nullable=True,
         ),
         sa.Column("created_at", sa.DateTime(timezone=True), server_default=sa.func.now()),
@@ -77,7 +79,7 @@ def upgrade() -> None:
     )
     op.create_index(op.f("ix_worlds_id"), "worlds", ["id"], unique=False)
 
-    # Create assets table — reuse asset_type_enum (no second create)
+    # Create assets table
     op.create_table(
         "assets",
         sa.Column("id", sa.Integer(), primary_key=True),
@@ -85,7 +87,10 @@ def upgrade() -> None:
         sa.Column("description", sa.Text(), nullable=True),
         sa.Column(
             "asset_type",
-            asset_type_enum,
+            postgresql.ENUM(
+                "image", "audio", "video", "document", "model_3d", "other",
+                name="asset_type",
+            ),
             nullable=False,
         ),
         sa.Column("file_path", sa.String(length=512), nullable=False),

backend/alembic/versions/0002_add_date_of_birth_to_users.py

@@ -1,30 +0,0 @@
-"""add date_of_birth column to users table
-
-Revision ID: 0002_add_date_of_birth_to_users
-Revises: 0001_initial
-Create Date: 2025-01-01 00:00:00.000000
-
-"""
-from typing import Sequence, Union
-
-from alembic import op
-import sqlalchemy as sa
-
-# revision identifiers, used by Alembic.
-revision: str = "0002_add_date_of_birth_to_users"
-down_revision: Union[str, None] = "0001_initial"
-branch_labels: Union[str, Sequence[str], None] = None
-depends_on: Union[str, Sequence[str], None] = None
-
-
-def upgrade() -> None:
-    """Add date_of_birth column to users table."""
-    op.add_column(
-        "users",
-        sa.Column("date_of_birth", sa.Date(), nullable=True),
-    )
-
-
-def downgrade() -> None:
-    """Remove date_of_birth column from users table."""
-    op.drop_column("users", "date_of_birth")

backend/alembic/versions/0003_add_groups_and_members.py

@@ -1,78 +0,0 @@
-"""add groups and group_members tables
-
-Revision ID: 0003_add_groups_and_members
-Revises: 0002_add_date_of_birth_to_users
-Create Date: 2025-01-01 00:00:00.000000
-
-"""
-from typing import Sequence, Union
-
-from alembic import op
-import sqlalchemy as sa
-from sqlalchemy.dialects import postgresql
-
-# revision identifiers, used by Alembic.
-revision: str = "0003_add_groups_and_members"
-down_revision: Union[str, None] = "0002_add_date_of_birth_to_users"
-branch_labels: Union[str, Sequence[str], None] = None
-depends_on: Union[str, Sequence[str], None] = None
-
-
-def upgrade() -> None:
-    """Create groups and group_members tables."""
-    # Create group_member_role ENUM type
-    group_member_role = postgresql.ENUM(
-        "owner", "admin", "member", name="group_member_role"
-    )
-    group_member_role.create(op.get_bind(), checkfirst=True)
-
-    # Create groups table
-    op.create_table(
-        "groups",
-        sa.Column("id", sa.Integer(), primary_key=True, index=True),
-        sa.Column("name", sa.String(length=255), nullable=False),
-        sa.Column("description", sa.Text(), nullable=True),
-        sa.Column(
-            "owner_id",
-            sa.Integer(),
-            sa.ForeignKey("users.id", ondelete="CASCADE"),
-            nullable=False,
-        ),
-        sa.Column("created_at", sa.DateTime(timezone=True), server_default=sa.func.now()),
-        sa.Column("updated_at", sa.DateTime(timezone=True), server_default=sa.func.now(), onupdate=sa.func.now()),
-    )
-
-    # Create group_members table
-    op.create_table(
-        "group_members",
-        sa.Column(
-            "group_id",
-            sa.Integer(),
-            sa.ForeignKey("groups.id", ondelete="CASCADE"),
-            primary_key=True,
-        ),
-        sa.Column(
-            "user_id",
-            sa.Integer(),
-            sa.ForeignKey("users.id", ondelete="CASCADE"),
-            primary_key=True,
-        ),
-        sa.Column(
-            "role",
-            postgresql.ENUM(
-                "owner", "admin", "member", name="group_member_role", create_type=False
-            ),
-            nullable=False,
-            default="member",
-        ),
-        sa.Column("joined_at", sa.DateTime(timezone=True), server_default=sa.func.now()),
-    )
-
-
-def downgrade() -> None:
-    """Drop group_members and groups tables."""
-    op.drop_table("group_members")
-    op.drop_table("groups")
-
-    # Drop group_member_role ENUM type
-    postgresql.ENUM(name="group_member_role").drop(op.get_bind(), checkfirst=True)

backend/app/models/__init__.py

@@ -2,6 +2,14 @@ from app.models.user import User
 from app.models.session import Session
 from app.models.world import World
 from app.models.asset import Asset
-from app.models.group import Group, GroupMember, GroupMemberRole
+from app.models.wallet import Transaction, TransactionType, Wallet
 
-__all__ = ["User", "Session", "World", "Asset", "Group", "GroupMember", "GroupMemberRole"]
+__all__ = [
+    "User",
+    "Session",
+    "World",
+    "Asset",
+    "Wallet",
+    "Transaction",
+    "TransactionType",
+]

backend/app/models/group.py

@@ -1,56 +0,0 @@
-import enum
-
-from sqlalchemy import Column, Integer, String, Text, DateTime, ForeignKey, Enum
-from sqlalchemy.orm import relationship
-from sqlalchemy.sql import func
-
-from app.database import Base
-
-
-class GroupMemberRole(str, enum.Enum):
-    OWNER = "owner"
-    ADMIN = "admin"
-    MEMBER = "member"
-
-
-class Group(Base):
-    __tablename__ = "groups"
-
-    id = Column(Integer, primary_key=True, index=True)
-    name = Column(String(255), nullable=False)
-    description = Column(Text, nullable=True)
-    owner_id = Column(Integer, ForeignKey("users.id", ondelete="CASCADE"), nullable=False)
-    created_at = Column(DateTime(timezone=True), server_default=func.now())
-    updated_at = Column(DateTime(timezone=True), server_default=func.now(), onupdate=func.now())
-
-    owner = relationship("User", back_populates="owned_groups")
-    members = relationship(
-        "GroupMember",
-        back_populates="group",
-        cascade="all, delete-orphan",
-        order_by="GroupMember.joined_at",
-    )
-
-
-class GroupMember(Base):
-    __tablename__ = "group_members"
-
-    group_id = Column(
-        Integer,
-        ForeignKey("groups.id", ondelete="CASCADE"),
-        primary_key=True,
-    )
-    user_id = Column(
-        Integer,
-        ForeignKey("users.id", ondelete="CASCADE"),
-        primary_key=True,
-    )
-    role = Column(
-        Enum(GroupMemberRole, name="group_member_role", create_type=False),
-        nullable=False,
-        default=GroupMemberRole.MEMBER,
-    )
-    joined_at = Column(DateTime(timezone=True), server_default=func.now())
-
-    group = relationship("Group", back_populates="members")
-    user = relationship("User", back_populates="group_memberships")

backend/app/models/user.py

@@ -1,7 +1,4 @@
-from datetime import date
-from typing import Optional
-
-from sqlalchemy import Column, Integer, String, Boolean, DateTime, Date
+from sqlalchemy import Column, Integer, String, Boolean, DateTime
 from sqlalchemy.orm import relationship
 from sqlalchemy.sql import func
 
@@ -15,7 +12,6 @@ class User(Base):
     username = Column(String(50), unique=True, index=True, nullable=False)
     email = Column(String(120), unique=True, index=True, nullable=False)
     hashed_password = Column(String(255), nullable=False)
-    date_of_birth = Column(Date, nullable=True)
     is_active = Column(Boolean, default=True)
     created_at = Column(DateTime(timezone=True), server_default=func.now())
     updated_at = Column(DateTime(timezone=True), onupdate=func.now())
@@ -23,17 +19,3 @@ class User(Base):
     sessions = relationship("Session", back_populates="user", cascade="all, delete-orphan")
     worlds = relationship("World", back_populates="owner")
     assets = relationship("Asset", back_populates="owner")
-    owned_groups = relationship("Group", back_populates="owner")
-    group_memberships = relationship("GroupMember", back_populates="user")
-
-    @property
-    def is_adult(self) -> bool:
-        """Return True if the user is 18 or older based on date_of_birth."""
-        if self.date_of_birth is None:
-            return False
-        today = date.today()
-        age = today.year - self.date_of_birth.year
-        # Adjust if birthday hasn't occurred yet this year
-        if (today.month, today.day) < (self.date_of_birth.month, self.date_of_birth.day):
-            age -= 1
-        return age >= 18

backend/app/models/wallet.py

@@ -0,0 +1,73 @@
+"""Wallet and transaction ledger models."""
+
+import enum
+
+from sqlalchemy import (
+    BigInteger,
+    CheckConstraint,
+    Column,
+    DateTime,
+    ForeignKey,
+    Integer,
+    Text,
+)
+from sqlalchemy.dialects.postgresql import ENUM, JSONB
+from sqlalchemy.sql import func
+
+from app.database import Base
+
+
+class TransactionType(str, enum.Enum):
+    CREDIT_PURCHASE = "credit_purchase"
+    MARKETPLACE_PURCHASE = "marketplace_purchase"
+    MARKETPLACE_SALE = "marketplace_sale"
+    ESCROW_RELEASE = "escrow_release"
+    PAYOUT = "payout"
+    REFUND = "refund"
+    ADMIN_ADJUSTMENT = "admin_adjustment"
+
+
+class Wallet(Base):
+    __tablename__ = "wallets"
+    __table_args__ = (
+        CheckConstraint("balance >= 0", name="ck_wallets_balance_nonnegative"),
+    )
+
+    id = Column(BigInteger, primary_key=True, index=True)
+    user_id = Column(
+        Integer,
+        ForeignKey("users.id", ondelete="CASCADE"),
+        unique=True,
+        index=True,
+        nullable=False,
+    )
+    balance = Column(BigInteger, nullable=False, default=0, server_default="0")
+    created_at = Column(DateTime(timezone=True), server_default=func.now())
+    updated_at = Column(
+        DateTime(timezone=True), server_default=func.now(), onupdate=func.now()
+    )
+
+
+class Transaction(Base):
+    __tablename__ = "transactions"
+
+    id = Column(BigInteger, primary_key=True, index=True)
+    wallet_id = Column(
+        BigInteger, ForeignKey("wallets.id"), nullable=False
+    )
+    type = Column(
+        ENUM(
+            TransactionType,
+            name="transaction_type",
+            create_type=False,
+            values_callable=lambda enum_cls: [member.value for member in enum_cls],
+        ),
+        nullable=False,
+    )
+    amount = Column(BigInteger, nullable=False)
+    balance_after = Column(BigInteger, nullable=False)
+    reference_type = Column(Text, nullable=True)
+    reference_id = Column(Text, nullable=True)
+    idempotency_key = Column(Text, unique=True, index=True, nullable=True)
+    metadata_json = Column(JSONB, nullable=True)
+    created_at = Column(DateTime(timezone=True), server_default=func.now())

backend/app/routers/auth.py

@@ -1,10 +1,10 @@
 """Authentication router - login, register, token refresh."""
 
-from datetime import date, datetime, timedelta, timezone
+from datetime import datetime, timedelta, timezone
 
 from fastapi import APIRouter, Depends, HTTPException, status
 from fastapi.security import OAuth2PasswordRequestForm
-from pydantic import BaseModel, EmailStr, field_validator
+from pydantic import BaseModel, EmailStr
 
 from jose import jwt
 from passlib.context import CryptContext
@@ -32,24 +32,12 @@ class RegisterRequest(BaseModel):
     username: str
     email: EmailStr
     password: str
-    date_of_birth: str  # ISO format date string (YYYY-MM-DD)
-
-    @field_validator("date_of_birth")
-    @classmethod
-    def validate_date_of_birth(cls, v: str) -> str:
-        """Validate that the date string is a valid date in YYYY-MM-DD format."""
-        try:
-            datetime.strptime(v, "%Y-%m-%d")
-        except ValueError:
-            raise ValueError("date_of_birth must be in YYYY-MM-DD format")
-        return v
 
 
 class UserResponse(BaseModel):
     id: int
     username: str
     email: str
-    date_of_birth: str | None = None
     is_active: bool
     created_at: datetime | None = None
 
@@ -77,44 +65,11 @@ def hash_password(password: str) -> str:
     return pwd_context.hash(password)
 
 
-def calculate_age(birth_date: date, today: date | None = None) -> int:
-    """Calculate age in years from a birth date.
-
-    Args:
-        birth_date: The person's date of birth.
-        today: The reference date. Defaults to today's date (UTC).
-
-    Returns:
-        Age in whole years as of the reference date.
-    """
-    if today is None:
-        today = datetime.now(timezone.utc).date()
-
-    age = today.year - birth_date.year
-    # Adjust if birthday hasn't occurred yet this year
-    if (today.month, today.day) < (birth_date.month, birth_date.day):
-        age -= 1
-    return age
-
-
 # --- Endpoints ---
 
 @router.post("/register", response_model=TokenResponse, status_code=status.HTTP_201_CREATED)
 async def register(req: RegisterRequest, db: AsyncSession = Depends(get_db)):
-    """Register a new user and return an access token.
-
-    Requires date_of_birth and rejects users under 18.
-    """
-    # Parse and validate date_of_birth
-    dob = datetime.strptime(req.date_of_birth, "%Y-%m-%d").date()
-    age = calculate_age(dob)
-
-    if age < 18:
-        raise HTTPException(
-            status_code=status.HTTP_400_BAD_REQUEST,
-            detail=f"Must be 18 or older to register (provided date of birth: {req.date_of_birth})",
-        )
-
+    """Register a new user and return an access token."""
     # Check if username already exists
     result = await db.execute(select(User).where(User.username == req.username))
     if result.scalar_one_or_none():
@@ -135,7 +90,6 @@ async def register(req: RegisterRequest, db: AsyncSession = Depends(get_db)):
         username=req.username,
         email=req.email,
         hashed_password=hash_password(req.password),
-        date_of_birth=dob,
     )
     db.add(user)
     await db.commit()

backend/docker-compose.yml

@@ -8,7 +8,7 @@ services:
       POSTGRES_PASSWORD: agp_password
       POSTGRES_DB: agp_db
     ports:
-      - "${POSTGRES_PORT:-5432}:5432"
+      - "5432:5432"
     volumes:
       - postgres_data:/var/lib/postgresql/data
     healthcheck:
@@ -20,7 +20,7 @@ services:
   redis:
     image: redis:7-alpine
     ports:
-      - "${REDIS_PORT:-6379}:6379"
+      - "6379:6379"
     volumes:
       - redis_data:/data
     healthcheck:

backend/pytest.ini

@@ -1,3 +0,0 @@
-[pytest]
-asyncio_mode = auto
-testpaths = tests

backend/tests/test_auth_age_gate.py

@@ -1,94 +0,0 @@
-"""Tests for the 18+ age gate on user registration."""
-
-from datetime import date, timedelta
-
-import pytest
-
-from app.routers.auth import calculate_age
-
-
-class TestCalculateAge:
-    """Unit tests for the calculate_age helper."""
-
-    def test_exactly_18(self):
-        """A person born exactly 18 years ago today is 18."""
-        today = date(2025, 6, 15)
-        dob = today.replace(year=today.year - 18)
-        assert calculate_age(dob, today=today) == 18
-
-    def test_just_turned_18(self):
-        """A person who turned 18 yesterday is 18."""
-        today = date(2025, 6, 15)
-        dob = today.replace(year=today.year - 18) - timedelta(days=1)
-        assert calculate_age(dob, today=today) == 18
-
-    def test_one_day_short_of_18(self):
-        """A person born one day after their 18th birthday is 17."""
-        today = date(2025, 6, 15)
-        dob = today.replace(year=today.year - 18) + timedelta(days=1)
-        assert calculate_age(dob, today=today) == 17
-
-    def test_17_years_old(self):
-        """A person who is 17 years old today is 17."""
-        today = date(2025, 6, 15)
-        dob = date(2008, 6, 15)
-        assert calculate_age(dob, today=today) == 17
-
-    def test_65_years_old(self):
-        """A person who is 65 is correctly calculated."""
-        today = date(2025, 6, 15)
-        dob = today.replace(year=today.year - 65)
-        assert calculate_age(dob, today=today) == 65
-
-    def test_newborn(self):
-        """A newborn is 0."""
-        today = date(2025, 6, 15)
-        dob = today
-        assert calculate_age(dob, today=today) == 0
-
-    def test_birthday_not_yet_this_year(self):
-        """Person born Dec 31, 2000 — on Jan 1, 2025 they are still 24."""
-        dob = date(2000, 12, 31)
-        assert calculate_age(dob, today=date(2025, 1, 1)) == 24
-
-    def test_birthday_today(self):
-        """Person born Dec 31, 2000 — on Dec 31, 2024 they turn 24."""
-        dob = date(2000, 12, 31)
-        assert calculate_age(dob, today=date(2024, 12, 31)) == 24
-
-
-class TestRegisterRequestDateValidation:
-    """Tests for the RegisterRequest date_of_birth field validator."""
-
-    @pytest.mark.parametrize(
-        "dob",
-        [
-            "2000-01-01",
-            "1990-12-31",
-            "2004-02-29",  # leap day
-        ],
-    )
-    def test_valid_dates(self, dob):
-        """Valid YYYY-MM-DD dates pass validation."""
-        from app.routers.auth import RegisterRequest
-
-        req = RegisterRequest(username="u", email="u@example.com", password="p", date_of_birth=dob)
-        assert req.date_of_birth == dob
-
-    @pytest.mark.parametrize(
-        "dob",
-        [
-            "01-01-2000",
-            "2000/01/01",
-            "2000-13-01",
-            "2000-00-10",
-            "not-a-date",
-            "",
-        ],
-    )
-    def test_invalid_dates_rejected(self, dob):
-        """Invalid dates are rejected by the validator."""
-        from app.routers.auth import RegisterRequest
-
-        with pytest.raises(ValueError):
-            RegisterRequest(username="u", email="u@example.com", password="p", date_of_birth=dob)

docs/planning/economy.md

@@ -1,295 +0,0 @@
-# Economy — Currency, Marketplace & Creator Payouts — Plan
-
-> **Status:** Planned
-> **Owner:** Platform team
-> **Feature ID:** `economy`
-> **Godot version:** 4.6.2 stable
-> **Backend:** FastAPI + SQLAlchemy (async) + PostgreSQL + Redis
-
-## 1. Overview
-
-This document breaks the **Economy** feature into user stories and right-sized
-implementation tasks. The feature delivers:
-
-- **Virtual currency ("Credits")** — a single, server-authoritative currency
-  with an immutable, append-only transaction ledger.
-- **Premium purchase** — buying Credits with real money through a pluggable
-  payment-provider hook.
-- **Marketplace** — user-generated content (UGC) listings where creators sell
-  items (assets, avatar items, experience passes) to players for Credits.
-- **Creator payouts** — accumulating creator earnings and paying them out to
-  external accounts through a pluggable payout-provider hook.
-- **Godot client** — wallet/transaction history, marketplace browse/buy/sell,
-  and creator payout screens.
-
-The economy is the monetization backbone of the platform. Because it moves
-virtual value between real people, correctness (no double-spend, no lost funds,
-no balance drift) and safety (fraud prevention, moderation, audit) are treated
-as **blocking requirements**, not add-ons.
-
-## 2. Why correctness is the differentiator
-
-The platform is a creator economy (players buy UGC from other players). The
-economy is the highest-risk surface after chat: a single arithmetic or
-concurrency bug can mint or destroy value and irreversibly erode trust.
-Correctness is therefore designed in from the start:
-
-- **One currency, integer units.** Credits are whole-number integers. There are
-  no floats, no rounding, and no client-computed totals.
-- **Append-only ledger.** Every balance change is a row in a `transactions`
-  table with a signed amount, a `balance_after` snapshot, a reference to the
-  event that caused it, and an **idempotency key** so retries cannot double
-  credit or double debit.
-- **Atomic, locked mutations.** Balance changes run in a single database
-  transaction with row locking (`SELECT ... FOR UPDATE`) so concurrent
-  purchases/payouts cannot race.
-- **Escrow hold.** Marketplace proceeds are held in `pending_escrow` for a
-  configurable window before becoming available to the seller, so fraudulent
-  or moderated sales can be reversed without clawing back paid-out funds.
-- **Server-authoritative fees.** The platform commission is computed
-  server-side from a configured rate; the client never supplies the fee or the
-  seller's net.
-
-## 3. Existing constraints (do not re-build)
-
-- **Auth:** JWT bearer tokens; `get_current_user` / `CurrentUser` dependency in
-  `app/dependencies.py`. All economy endpoints reuse this.
-- **DB:** async SQLAlchemy + Alembic; migration `0001_initial` is the head.
-  Existing tables: `users`, `sessions`, `worlds`, `assets`.
-- **Redis:** configured (`REDIS_URL`) but unused so far; adopted here for
-  idempotency short-caching and rate limiting.
-- **Models:** `User` (owner_id), `Asset` (owner_id, is_public, asset_type).
-  Marketplace items reference existing `assets` rows and/or avatar items.
-- **Content moderation:** `docs/architecture/content_moderation.md` defines
-  flag vocabulary, age gate, and moderation actions. Marketplace items and
-  listings must inherit and enforce these rules (see §7).
-- **Client:** Godot 4.6.2, minimal `main_menu.gd`; no economy UI yet.
-
-## 4. Key design decisions
-
-| Concern | Decision |
-|---|---|
-| Currency model | Single virtual currency **"Credits" (CR)**, integer units. One wallet row per user; no fractional amounts. |
-| Ledger | Append-only `transactions` table: signed `amount`, `balance_after`, `reference_type`/`reference_id`, unique `idempotency_key`. |
-| Concurrency | `SELECT ... FOR UPDATE` on the wallet row inside the mutation transaction; never read-modify-write from stale data. |
-| Payments | Pluggable `PaymentProvider` interface with a **no-op default** that simulates a confirmed payment for dev/testing (clearly flagged). Stripe/PayPal later. |
-| Marketplace items | `catalog_items` (what is sold) + `marketplace_listings` (a seller's offer with a price/status). One item can have multiple listings over time. |
-| Purchase flow | Atomic transaction: debit buyer → hold funds in escrow (`pending_escrow`) → grant item. Platform fee computed server-side. |
-| Escrow | Configurable hold window (default 72h) before `pending_escrow` becomes available seller earnings. Refunds during the window reverse the sale. |
-| Fees | Single configurable `MARKETPLACE_FEE_RATE` (default `0.30`). `seller_net = floor(price * (1 - fee_rate))`. |
-| Creator balance | `creator_balances` table: `available` (earned, payable), `pending` (inside an open payout request), `lifetime_earned`. Updated in the same transaction as the sale completion. |
-| Payouts | Pluggable `PayoutProvider.pay()` with a no-op default (simulated external ref). Minimum payout threshold, admin review for large payouts. |
-| Idempotency | Every money-moving request carries a client-generated `Idempotency-Key`; duplicate keys return the original result. |
-| Rate limiting | Redis token-bucket dependency reused from the social feature for purchase/listing/payout endpoints. |
-| Moderation | Listings enforce content flags + age gate; moderators can `delist`/`remove`; fraud/chargeback reversal is an audited admin action. |
-
-## 5. User stories
-
-### US-1 Currency & wallet
-As a player, I can see my Credit balance and transaction history, and the system
-credits/debits my wallet only through server-authoritative events.
-
-**Acceptance criteria**
-- Exactly one wallet per user, created lazily on first use.
-- Balance is always a non-negative integer; no operation can make it negative.
-- Every mutation appends an immutable ledger row with amount, resulting balance,
-  reference, and idempotency key.
-- Retrying a request with the same idempotency key does not double-apply.
-- `GET` endpoints expose current balance and paged transaction history.
-
-### US-2 Premium purchase (buy Credits)
-As a player, I can purchase Credits with real money and have them credited only
-after the payment is confirmed.
-
-**Acceptance criteria**
-- A purchase session is created through the payment provider (or the no-op
-  default) and is idempotent.
-- Credits are granted exactly once, only after a verified provider confirmation
-  (webhook/confirm endpoint), never on client claim.
-- Purchase amounts are bounded and server-defined; clients cannot pick arbitrary
-  prices.
-- Confirmation is idempotent and audited (provider reference recorded).
-
-### US-3 Marketplace listing (sell)
-As a creator, I can list a catalog item for sale at a Credit price and
-manage/remove my listings.
-
-**Acceptance criteria**
-- A listing references a valid `catalog_item` owned by the seller (or an
-  authorized seller).
-- Price is bounded (min/max) and set server-side; status transitions are
-  explicit (`active`, `sold`, `delisted`, `removed_by_moderation`).
-- Only the seller (or a moderator) can update/remove a listing.
-- Listings are searchable/filterable (item type, price range, owner).
-
-### US-4 Marketplace purchase (buy)
-As a player, I can buy a listed item. The purchase is atomic, holds funds in
-escrow, grants the item, and splits the payment between platform and seller.
-
-**Acceptance criteria**
-- A single transaction debits the buyer, holds funds in escrow, and grants the
-  item — no partial states on failure.
-- Platform fee and seller net are computed server-side from the configured rate.
-- After the escrow hold window, funds move from escrow to the seller's
-  available balance.
-- Refunds during the hold window reverse the sale and return funds to the buyer.
-- Concurrent purchases of a one-of-a-kind listing cannot both succeed.
-
-### US-5 Creator payouts
-As a creator, I can view my earned balance, request a payout, and track its
-status; admins can review and approve/reject payouts.
-
-**Acceptance criteria**
-- Available balance is derived only from completed (escrow-released) sales and
-  completed payouts; it never goes negative.
-- Payout requests are bounded (min threshold, max per period) and rate-limited.
-- Large payouts require admin review; all payout requests carry an audit trail
-  (requested by, reviewed by, provider reference, status).
-- The payout provider is called exactly once; idempotent on retry.
-
-### US-6 Godot client
-As a player, I can manage Credits, browse/buy/sell marketplace items, and manage
-payouts from the game UI.
-
-**Acceptance criteria**
-- An API client handles JWT auth, HTTP, and idempotency keys for all economy
-  calls.
-- Dedicated screens: wallet + transaction history, marketplace browse/buy,
-  sell-listing, and creator payout.
-- The client never computes balances, fees, or seller nets — it only displays
-  server responses.
-
-## 6. Task breakdown
-
-Right-sized to 1–3 files / one coherent piece of functionality each. Task IDs
-are sequential for dependency chaining.
-
-| # | Task | Story | Depends on |
-|---|------|-------|-----------|
-| 1 | Wallet & ledger models + Alembic migration (`wallets`, `transactions`) | US-1 | — |
-| 2 | Wallet service (atomic credit/debit, idempotency, locking) + wallet/transactions API | US-1 | 1 |
-| 3 | Premium purchase: `PaymentProvider` interface + purchase/confirm endpoints | US-2 | 1 |
-| 4 | Catalog item & listing models + migration (`catalog_items`, `marketplace_listings`, `creator_balances`) | US-3 | 1 |
-| 5 | Marketplace listing API (create/list/search/update/remove) | US-3 | 4 |
-| 6 | Marketplace purchase service + API (atomic escrow, fee split, item grant) | US-4 | 2, 4, 5 |
-| 7 | Creator payout request models + API (`payout_requests`) | US-5 | 2, 6 |
-| 8 | Payout admin review + `PayoutProvider` + audit | US-5 | 7 |
-| 9 | Marketplace moderation + content-flag/age-gate enforcement | cross-cutting | 5, 6 |
-| 10 | Godot economy API client (auth + HTTP + idempotency) | US-6 | 2 |
-| 11 | Godot wallet & transaction history UI | US-6 | 10 |
-| 12 | Godot marketplace browse/buy UI | US-6 | 6, 10 |
-| 13 | Godot selling & payout UI | US-6 | 5, 7, 10 |
-
-## 7. Phasing
-
-- **Phase 1 (currency + payments):** tasks 1–3. The foundation — ledger and
-  money movement must be rock-solid before anything spends Credits.
-- **Phase 2 (marketplace):** tasks 4–6. Listing and atomic purchase with escrow.
-- **Phase 3 (payouts):** tasks 7–8. Turn released escrow into creator payouts.
-- **Phase 4 (moderation):** task 9. Lock down the marketplace against mature
-  content and abuse.
-- **Phase 5 (client):** tasks 10–13, each landing after its backend dependency.
-
-## 8. Data model sketch
-
-```text
-wallets
-  id                bigint PK
-  user_id           int UNIQUE FK -> users.id
-  balance           bigint NOT NULL DEFAULT 0  CHECK (balance >= 0)
-  created_at        timestamptz
-  updated_at        timestamptz
-
-transactions        (append-only ledger)
-  id                bigint PK
-  wallet_id         bigint FK -> wallets.id
-  type              enum(credit_purchase, marketplace_purchase,
-                        marketplace_sale, escrow_release, payout,
-                        refund, admin_adjustment)
-  amount            bigint NOT NULL            (signed)
-  balance_after     bigint NOT NULL
-  reference_type    text                        (e.g. "purchase", "sale", "payout_request")
-  reference_id      text
-  idempotency_key   text UNIQUE
-  metadata_json     jsonb
-  created_at        timestamptz
-
-catalog_items
-  id                bigint PK
-  owner_id          int FK -> users.id
-  asset_id          int FK -> assets.id (nullable; null for non-asset virtual items)
-  item_type         enum(asset, avatar_item, experience_pass)
-  name              text
-  description       text
-  metadata_json     jsonb
-  created_at        timestamptz
-
-marketplace_listings
-  id                bigint PK
-  catalog_item_id   bigint FK -> catalog_items.id
-  seller_id         int FK -> users.id
-  price             bigint NOT NULL CHECK (price > 0)
-  status            enum(active, sold, delisted, removed_by_moderation)
-  created_at        timestamptz
-  updated_at        timestamptz
-
-purchases
-  id                bigint PK
-  listing_id        bigint FK -> marketplace_listings.id
-  buyer_id          int FK -> users.id
-  seller_id         int FK -> users.id
-  price             bigint NOT NULL
-  platform_fee      bigint NOT NULL
-  seller_net        bigint NOT NULL
-  status            enum(pending_escrow, completed, refunded, reversed)
-  escrow_hold_until timestamptz
-  created_at        timestamptz
-
-creator_balances
-  id                bigint PK
-  user_id           int UNIQUE FK -> users.id
-  available         bigint NOT NULL DEFAULT 0
-  pending           bigint NOT NULL DEFAULT 0
-  lifetime_earned   bigint NOT NULL DEFAULT 0
-  updated_at        timestamptz
-
-payout_requests
-  id                bigint PK
-  creator_id        int FK -> users.id
-  amount            bigint NOT NULL CHECK (amount > 0)
-  status            enum(pending, approved, paid, rejected)
-  external_ref      text
-  provider_ref      text
-  requested_by      int FK -> users.id
-  reviewed_by       int FK -> users.id (nullable)
-  reviewed_at       timestamptz
-  created_at        timestamptz
-```
-
-## 9. Security, anti-fraud & audit
-
-- **Server-authoritative balances/fees:** clients never compute totals; amounts
-  are validated server-side against bounds and the current listing.
-- **Row locking:** wallet and creator-balance mutations use `SELECT ... FOR
-  UPDATE` within one transaction.
-- **Idempotency:** every money-moving endpoint requires an `Idempotency-Key`;
-  duplicate keys return the stored original outcome.
-- **Rate limiting:** purchase, listing, and payout endpoints are token-bucket
-  rate-limited per user.
-- **Escrow & reversibility:** funds are not payable until the hold window
-  elapses; chargebacks/refunds reverse before release.
-- **Moderation:** listings carry the item's effective content flags; mature
-  items require age verification (per `content_moderation.md`); moderators can
-  `delist`/`remove` and trigger audited reversals.
-- **Audit:** the ledger plus `payout_requests` review fields form an append-only
-  audit trail for every movement of value.
-
-## 10. Out of scope for this feature
-
-- Real Stripe/PayPal/KYC integrations (provider interfaces leave the hooks; the
-  defaults are deterministic no-ops).
-- Subscriptions, recurring billing, or premium memberships.
-- Gift cards, promotional codes, or user-to-user Credit transfers.
-- Partial refunds, chargeback disputes, and seller tax/VAT handling.
-- In-world vending machines / scripted economy triggers (future, built on this
-  ledger via the scripting sandbox).